{"id":266,"date":"2024-12-20T20:46:41","date_gmt":"2024-12-20T20:46:41","guid":{"rendered":"https:\/\/wea257253.xyz\/?p=266"},"modified":"2024-12-20T20:46:41","modified_gmt":"2024-12-20T20:46:41","slug":"%ea%b0%9c%ec%9d%b8-%ec%9e%ac%ec%a0%95%ec%9d%84-%eb%b3%b4%ed%98%b8%ed%95%98%eb%8a%94-%ed%98%84%ec%8b%a4%ec%a0%81%ec%9d%b8-%ea%b2%bd%ec%a0%9c-%ea%b4%80%eb%a6%ac-%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/wea257253.xyz\/%ea%b0%9c%ec%9d%b8-%ec%9e%ac%ec%a0%95%ec%9d%84-%eb%b3%b4%ed%98%b8%ed%95%98%eb%8a%94-%ed%98%84%ec%8b%a4%ec%a0%81%ec%9d%b8-%ea%b2%bd%ec%a0%9c-%ea%b4%80%eb%a6%ac-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95"},"content":{"rendered":"
\n

\uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95, \uc5b4\ub835\uac8c \ub290\uaef4\uc9c0\uc2dc\ub098\uc694? \ub9c9\uc5f0\ud558\uac8c \ub3c8\uc744 \ubaa8\uc544\uc57c \ud55c\ub2e4\ub294 \uc0dd\uac01\ub9cc\uc73c\ub85c\ub294 \ubd80\uc871\ud569\ub2c8\ub2e4. \uccb4\uacc4\uc801\uc778 \uacc4\ud68d<\/b>\uacfc \uafb8\uc900\ud55c \uc2e4\ucc9c<\/b>\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ub204\uad6c\ub098 \uc27d\uac8c \ub530\ub77c \ud560 \uc218 \uc788\ub294 \ud604\uc2e4\uc801\uc778 \ubc29\ubc95\ub4e4\uc744 \uc18c\uac1c\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\uac00\uc7a5 \uba3c\uc800 \ud544\uc694\ud55c \uac83\uc740 \uc608\uc0b0 \uad00\ub9ac<\/b>\uc785\ub2c8\ub2e4. \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\uace0, \uc5b4\ub514\uc5d0 \uc5bc\ub9c8\ub098 \ub3c8\uc744 \uc4f0\uace0 \uc788\ub294\uc9c0 \ubd84\uc11d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0 \uc571\uc774\ub098 \uac04\ub2e8\ud55c \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8\ub97c \ud65c\uc6a9\ud558\uc5ec \uc608\uc0b0\uc744 \uae30\ub85d\ud558\uace0 \uad00\ub9ac\ud574 \ubcf4\uc138\uc694. \ucc98\uc74c\uc5d0\ub294 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc9c0\ub9cc, \uafb8\uc900\ud788 \uae30\ub85d\ud558\ub2e4 \ubcf4\uba74 \uc790\uc2e0\uc758 \uc18c\ube44 \uc2b5\uad00\uc744 \ud30c\uc545\ud558\uace0 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

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\uc608\uc0b0 \uad00\ub9ac\uc640 \ud568\uaed8 \uc911\uc694\ud55c \uac83\uc740 \ube44\uc0c1\uae08 \ub9c8\ub828<\/b>\uc785\ub2c8\ub2e4. \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud558\uc5ec 3\uac1c\uc6d4\uc5d0\uc11c 6\uac1c\uc6d4\uce58 \uc0dd\ud65c\ube44 \uc815\ub3c4\ub97c \ube44\uc0c1\uae08\uc73c\ub85c \ub9c8\ub828\ud574 \ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ube44\uc0c1\uae08\uc740 \uc608\uae08\uc774\ub098 \uc801\uae08\uc5d0 \uc548\uc804\ud558\uac8c \ubcf4\uad00\ud558\uace0, \uc808\ub300 \ud568\ubd80\ub85c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub3c4\ub85d \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4. \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc2e4\uc5c5\uc774\ub098 \uc9c8\ubcd1<\/b>\uacfc \uac19\uc740 \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \uc5ec\ub7ec\ubd84\uc744 \ubcf4\ud638\ud558\ub294 \uc548\uc804\ub9dd\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

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\ube5a \uad00\ub9ac<\/b> \ub610\ud55c \uc911\uc694\ud55c \ubd80\ubd84\uc785\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uc740 \uc2e0\uc911\ud574\uc57c \ud558\uba70, \ube5a\uc774 \uc788\ub2e4\uba74 \uac00\uacc4\ubd80\ucc44<\/b>\ub97c \uc904\uc774\uae30 \uc704\ud55c \uacc4\ud68d\uc744 \uc138\uc6b0\uace0, \ube5a\uc744 \uac1a\uc544 \ub098\uac00\ub294 \ub370 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. \uace0\uae08\ub9ac \ubd80\ucc44\ubd80\ud130 \uba3c\uc800 \ud574\uacb0\ud558\ub294 \uac83\uc774 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \ud544\uc694\ud558\ub2e4\uba74 \uc7ac\ubb34 \uc0c1\ub2f4 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

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\uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0, \ud22c\uc790<\/b>\ub97c \uace0\ub824\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc774 \uc788\uc9c0\ub9cc, \ud22c\uc790\uc5d0\ub294 \ub9ac\uc2a4\ud06c<\/b>\uac00 \ub530\ub974\ubbc0\ub85c \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\ub97c \uace0\ub824\ud558\uc5ec \uc2e0\uc911\ud558\uac8c \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uc5bb\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud55c \uac83\uc740 \uafb8\uc900\ud55c \uc800\ucd95<\/b>\uc785\ub2c8\ub2e4. \uc791\uc740 \uae08\uc561\uc774\ub77c\ub3c4 \uafb8\uc900\ud788 \uc800\ucd95\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uc548\uc815\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

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\uc774 \uae00\uc5d0\uc11c \uc18c\uac1c\ud55c \ubc29\ubc95\ub4e4\uc740 \ub2e8\uc21c\ud55c \uc870\uc5b8\uc77c \ubfd0, \uc5ec\ub7ec\ubd84\uc758 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \uc801\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uafb8\uc900\ud788 \uc2e4\ucc9c\ud558\uba74, \uac1c\uc778 \uc7ac\uc815\uc744 \uac74\uac15\ud558\uac8c \uad00\ub9ac\ud558\uace0 \ubbf8\ub798\ub97c \uc704\ud55c \ub4e0\ub4e0\ud55c \uae30\ubc18\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub354 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c \uae00\uc5d0\uc11c \uacc4\uc18d\ud574\uc11c \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

\uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95<\/p>\n

\n

\ub3c8 \uad00\ub9ac, \uc791\uc740 \uc2b5\uad00\uc774 \ud070 \ucc28\uc774\ub97c \ub9cc\ub4e0\ub2e4<\/h2>\n

\uac1c\uc778 \uc7ac\uc815 \uad00\ub9ac\uc758 \uc131\uacf5\uc740 \ubcf5\uc7a1\ud55c \uc804\ub7b5\uc774\ub098 \ud68d\uae30\uc801\uc778 \ud22c\uc790 \ubc29\ubc95\uc5d0 \ub2ec\ub9b0 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc624\ud788\ub824 \ub9e4\uc77c \uc2e4\ucc9c\ud558\ub294 \uc791\uc740 \uc2b5\uad00\ub4e4\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \ud070 \ubd80\ub97c \ucd95\uc801\ud558\ub294 \ub370 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uafb8\uc900\ud568<\/b>\uacfc \uc2e4\ucc9c<\/b>\uc774\uc57c\ub9d0\ub85c \uac1c\uc778 \uc7ac\uc815\uc744 \ud2bc\ud2bc\ud558\uac8c \ub9cc\ub4dc\ub294 \ube44\uacb0\uc785\ub2c8\ub2e4. \uc791\uc740 \ubcc0\ud654\ub4e4\uc774 \ubaa8\uc5ec \ub180\ub77c\uc6b4 \uacb0\uacfc\ub97c \ub9cc\ub4e4\uc5b4 \ub0bc \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uae30\uc5b5\ud558\uc138\uc694.<\/p>\n

\uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 \uc608\uc0b0 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc785\ub2c8\ub2e4. \uc6d4\uae09\uc774 \ub4e4\uc5b4\uc624\uba74 \uba3c\uc800 \uace0\uc815 \uc9c0\ucd9c(\uc6d4\uc138, \ub300\ucd9c\uae08, \ud1b5\uc2e0\ube44 \ub4f1)\uc744 \uc81c\uc678\ud558\uace0, \ubcc0\ub3d9 \uc9c0\ucd9c(\uc2dd\ube44, \uad50\ud1b5\ube44, \uc1fc\ud551 \ub4f1)\uc5d0 \ub300\ud55c \uc608\uc0b0\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\uc0b0\uc740 \uac00\ub2a5\ud558\uba74 \uad6c\uccb4\uc801\uc73c\ub85c \uc791\uc131\ud558\uace0, \uc9c0\ucd9c \ub0b4\uc5ed\uc744 \uae30\ub85d\ud558\uc5ec \uc2e4\uc81c \uc0ac\uc6a9 \uae08\uc561\uacfc \ube44\uad50\ud574 \ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc608\uc0b0 \uad00\ub9ac \uc571\uc744 \ud65c\uc6a9\ud558\uba74 \ud6a8\uc728\uc801\uc778 \uad00\ub9ac\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/span><\/p>\n

\uc608\uc0b0 \uacc4\ud68d\uacfc \ub354\ubd88\uc5b4 \uc808\uc57d<\/b>\uc758 \uc911\uc694\uc131\uc744 \uac04\uacfc\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \ubd88\ud544\uc694\ud55c \uc18c\ube44\ub97c \uc904\uc774\uace0, \ud569\ub9ac\uc801\uc778 \uc18c\ube44 \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ucee4\ud53c\uac12\uc744 \uc544\ub07c\uac70\ub098, \uc911\uace0 \ubb3c\ud488\uc744 \uad6c\ub9e4\ud558\ub294 \ub4f1\uc758 \uc791\uc740 \ub178\ub825\ub4e4\uc774 \ubaa8\uc774\uba74 \ud070 \ud6a8\uacfc\ub97c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb34\uc2ec\ucf54 \ud558\ub294 \uc791\uc740 \uc9c0\ucd9c\ub4e4\uc744 \uc904\uc774\ub294 \uac83\uc774 \uafb8\uc900\ud55c \uc7ac\uc815 \uad00\ub9ac\uc758 \ubc1c\ud310\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

\ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0, \uadf8\uac83\uc744 \ub2ec\uc131\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubaa8\uc73c\ub294 \uac83\ubcf4\ub2e4, \uc8fc\ud0dd \uad6c\ub9e4\ub098 \uc790\ub140 \uad50\uc721 \ub4f1 \uad6c\uccb4\uc801\uc778 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uba74 \ub3d9\uae30 \ubd80\uc5ec\uac00 \ub418\uace0, \uc7ac\uc815 \uad00\ub9ac\uc5d0 \ub300\ud55c \ucc45\uc784\uac10\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n

    \n
  • \ub2e8\uae30 \ubaa9\ud45c: 3\uac1c\uc6d4 \uc548\uc5d0 \uc5ec\ud589 \uc790\uae08 \ub9c8\ub828<\/li>\n
  • \uc911\uc7a5\uae30 \ubaa9\ud45c: 5\ub144 \uc548\uc5d0 \uc8fc\ud0dd \uad6c\ub9e4 \uc790\uae08 \ub9c8\ub828<\/li>\n
  • \uc7a5\uae30 \ubaa9\ud45c: \uc548\uc815\uc801\uc778 \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828<\/li>\n
  • \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uacc4\ud68d \uc218\ub9bd<\/li>\n<\/ul>\n

    \uc774\ub7ec\ud55c \ubaa9\ud45c \uc124\uc815\uc740 \uc7ac\uc815 \uad00\ub9ac\uc758 \ub3d9\uae30\ub97c \ubd80\uc5ec\ud558\uace0 \uc9c0\uc18d\uc131\uc744 \ub192\uc5ec\uc90d\ub2c8\ub2e4. <\/p>\n

    \ub3c8\uc744 \ubaa8\uc73c\ub294 \uac83\ub9cc\ud07c \uc911\uc694\ud55c \uac83\uc774 \ubc14\ub85c \ud22c\uc790<\/b>\uc785\ub2c8\ub2e4. \uc800\ucd95\ub9cc\uc73c\ub85c\ub294 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 \ub530\ub77c\uc7a1\uae30 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0, \uc7a5\uae30\uc801\uc778 \ubd80\uc758 \uc99d\uc2dd\uc744 \uc704\ud574\uc11c\ub294 \ud22c\uc790\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc8fc\uc2dd, \ud380\ub4dc, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\ub4e4\uc774 \uc788\uc9c0\ub9cc, \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \uc804\uc5d0\ub294 \ubc18\ub4dc\uc2dc \ucda9\ubd84\ud55c \uc815\ubcf4\ub97c \uc5bb\uace0 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

    \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uafb8\uc900\ud788 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc810\uac80\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc5ec\uc57c \ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc73c\ub85c \uc608\uc0b0\uc744 \uac80\ud1a0\ud558\uace0, \ud22c\uc790 \ud604\ud669\uc744 \ud30c\uc545\ud558\uba70, \ud544\uc694\uc5d0 \ub530\ub77c \uacc4\ud68d\uc744 \uc218\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7ac\uc815 \uc0c1\ud669\uc744 \uaf3c\uaf3c\ud558\uac8c \uad00\ub9ac\ud558\uace0 \uc790\uc0b0\uc744 \uc9c0\ud0a4\uae30 \uc704\ud55c \ub178\ub825\uc740 \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \uc790\uc2e0\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n

    \uacb0\ub860\uc801\uc73c\ub85c, \uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \uac83\uc740 \ubcf5\uc7a1\ud55c \uacf5\uc2dd\uc774\ub098 \ud2b9\ubcc4\ud55c \uae30\uc220\uc774 \ud544\uc694\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uafb8\uc900\ud55c \ub178\ub825<\/b>\uacfc \uc2e4\ucc9c<\/b>\uc744 \ud1b5\ud574 \uc791\uc740 \uc2b5\uad00\ub4e4\uc744 \ub9cc\ub4e4\uace0 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \ubc14\ub85c \uc131\uacf5\uc801\uc778 \uac1c\uc778 \uc7ac\uc815 \uad00\ub9ac\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc624\ub298\ubd80\ud130 \ud558\ub098\uc529 \uc2e4\ucc9c\ud574 \ubcf4\uc138\uc694. \uc791\uc740 \ubcc0\ud654\ub4e4\uc774 \ubaa8\uc5ec \ub180\ub77c\uc6b4 \uacb0\uacfc\ub97c \ub9cc\ub4e4\uc5b4 \ub0bc \uac83\uc785\ub2c8\ub2e4.<\/p>\n

    \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \uc704\ud5d8\uc744 \uc218\ubc18\ud569\ub2c8\ub2e4. \ud22c\uc790 \uc804 \ucda9\ubd84\ud788 \uc870\uc0ac\ud558\uace0 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\uc138\uc694.<\/p>\n<\/div>\n

    \uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95<\/p>\n

    \n

    \ub098\uc5d0\uac8c \ub9de\ub294 \ud604\uc2e4\uc801\uc778 \uc608\uc0b0 \uacc4\ud68d \uc138\uc6b0\uae30<\/h2>\n

    \uc608\uc0b0 \uacc4\ud68d\uc740 \ubcf5\uc7a1\ud558\uace0 \uc5b4\ub824\uc6b4 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc18c\ube44 \uc2b5\uad00\uc744 \ud30c\uc545\ud558\uace0, \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uba70, \ud604\uc2e4\uc801\uc778 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud604\uc2e4\uc801\uc778 \uc608\uc0b0 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95\uacfc \uc2e4\uc9c8\uc801\uc778 \uc608\uc2dc\ub97c \ud1b5\ud574 \uac1c\uc778 \uc7ac\uc815\uc744 \uac74\uac15\ud558\uac8c \uad00\ub9ac\ud558\ub294 \ubc29\ubc95\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \ub178\ub825\uc744 \ud1b5\ud574 \uc7ac\uc815\uc801\uc778 \uc548\uc815\uc744 \ud655\ubcf4\ud558\uace0, \ubbf8\ub798\ub97c \uc704\ud55c \ub4e0\ub4e0\ud55c \uae30\ubc18\uc744 \ub9c8\ub828\ud574 \ubcf4\uc138\uc694.<\/p>\n

    <\/p>\n

    \uba3c\uc800, \uc790\uc2e0\uc758 \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9 3\uac1c\uc6d4\uac04\uc758 \uc740\ud589 \uac70\ub798 \ub0b4\uc5ed\uc744 \ud655\uc778\ud558\uace0, \ubaa8\ub4e0 \uc218\uc785\uacfc \uc9c0\ucd9c \ud56d\ubaa9\uc744 \uae30\ub85d\ud574 \ubcf4\uc138\uc694. \uce74\ub4dc \uc0ac\uc6a9 \ub0b4\uc5ed\uacfc \ud604\uae08 \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ubaa8\ub450 \ud3ec\ud568\ud574\uc57c \uc815\ud655\ud55c \uadf8\ub9bc\uc744 \uadf8\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc790\uc2e0\ub3c4 \ubaa8\ub974\uac8c \uacfc\uc18c\ube44\ud558\uace0 \uc788\uc5c8\ub358 \ubd80\ubd84\uc744 \ubc1c\uacac\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc815\uc744 \ud1b5\ud574 \uc790\uc2e0\ub9cc\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uace0, \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\ub294 \ubc29\ubc95\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

    <\/p>\n

    \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \ud30c\uc545\ud588\ub2e4\uba74, \uc774\uc81c \uc608\uc0b0 \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4. \uc608\uc0b0 \uacc4\ud68d\uc740 \ub2e8\uc21c\ud788 \uc218\uc785\uc5d0\uc11c \uc9c0\ucd9c\uc744 \ube7c\ub294 \uac83\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ubaa9\ud45c\uc640 \uac00\uce58\uad00\uc744 \ubc18\uc601\ud558\uc5ec \uc6b0\uc120\uc21c\uc704\ub97c \uc815\ud558\uace0, \uac01 \ud56d\ubaa9\uc5d0 \ub300\ud55c \uc608\uc0b0\uc744 \ubc30\ubd84\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud574 \uc800\ucd95\uc744 \ud558\uace0 \uc2f6\ub2e4\uba74, \uc8fc\ud0dd \uad6c\ub9e4 \uc790\uae08 \ub9c8\ub828\uc744 \uc704\ud55c \uc800\ucd95 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0, \ub9e4\ub2ec \uc77c\uc815 \uae08\uc561\uc744 \uc800\ucd95\ud558\ub3c4\ub85d \uc608\uc0b0\uc744 \uacc4\ud68d\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub3c8\uc744 \uc4f0\uace0 \ub0a8\ub294 \uac83\uc744 \uc800\ucd95\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc800\ucd95\uc744 \uc704\ud55c \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uc608\uc0b0\uc744 \uacc4\ud68d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc608\uc0c1\uce58 \ubabb\ud55c \uc9c0\ucd9c\uc5d0 \ub300\ube44\ud558\uc5ec \ube44\uc0c1\uae08\uc744 \ub9c8\ub828\ud558\ub294 \uac83\ub3c4 \uc78a\uc9c0 \ub9d0\uc544\uc57c \ud569\ub2c8\ub2e4. \ube44\uc0c1\uae08\uc740 \uc608\uae30\uce58 \ubabb\ud55c \uc0ac\uace0\ub098 \uc9c8\ubcd1 \ub4f1\uc5d0 \ub300\ube44\ud558\uc5ec \uc548\uc815\uc801\uc778 \uc7ac\uc815 \uad00\ub9ac\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n

    <\/p>\n

    \uc608\uc0b0 \uacc4\ud68d\uc740 \ub2e8\uc21c\ud788 \ud55c \ubc88 \uc138\uc6b0\uace0 \ub05d\ub098\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uafb8\uc900\ud788 \uad00\ub9ac\ud558\uace0 \uc218\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \ub9e4\ub2ec \uc608\uc0b0 \uacc4\ud68d\uc744 \uac80\ud1a0\ud558\uace0, \uc2e4\uc81c \uc9c0\ucd9c\uacfc \ube44\uad50\ud558\uc5ec \uc608\uc0b0 \uacc4\ud68d\uc744 \uc218\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\uc0c1\uce58 \ubabb\ud55c \uc9c0\ucd9c\uc774 \ubc1c\uc0dd\ud588\uc744 \uacbd\uc6b0, \ub2e4\ub978 \ud56d\ubaa9\uc758 \uc9c0\ucd9c\uc744 \uc904\uc774\uac70\ub098 \ucd94\uac00 \uc218\uc785\uc744 \ud655\ubcf4\ud558\ub294 \ub4f1\uc758 \ubc29\ubc95\uc744 \ud1b5\ud574 \uc608\uc0b0\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\uc0b0 \uacc4\ud68d\uc740 \uc0b4\uc544\uc788\ub294 \ubb38\uc11c\uc774\uba70, \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \ub04a\uc784\uc5c6\uc774 \uc5c5\ub370\uc774\ud2b8\ud574\uc57c \ud6a8\uacfc\uc801\uc778 \ub3c4\uad6c\uac00 \ub429\ub2c8\ub2e4.<\/p>\n

    <\/p>\n

    \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc744 \uc815\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7ac\ubb34 \uc124\uacc4\uc0ac\ub098 \uc7ac\uc815 \uc0c1\ub2f4\uc0ac\uc640 \uc0c1\ub2f4\ud558\uc5ec \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uace0, \ud22c\uc790\ub098 \uc800\ucd95 \uc804\ub7b5\uc5d0 \ub300\ud55c \uc870\uc5b8\uc744 \uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc740 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778\uc758 \uc0c1\ud669\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud604\uc2e4\uc801\uc778 \uc608\uc0b0 \uacc4\ud68d\uc740 \uafb8\uc900\ud55c \ub178\ub825\uacfc \uc9c0\uc18d\uc801\uc778 \uad00\ub9ac\ub97c \ud1b5\ud574 \uac1c\uc778 \uc7ac\uc815\uc758 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\uace0 \ubbf8\ub798\ub97c \uc704\ud55c \ubc11\uac70\ub984\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \ud3ec\uae30\ud558\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ub178\ub825\ud55c\ub2e4\uba74, \ub204\uad6c\ub4e0\uc9c0 \uc131\uacf5\uc801\uc778 \uc7ac\uc815 \uad00\ub9ac\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    <\/p>\n\n\n\n\n\n\n\n\n\n\n
    \n \uc774 \ud45c\ub294 \uc6d4\ubcc4 \uc608\uc0b0 \uacc4\ud68d\uc758 \uc608\uc2dc\uc785\ub2c8\ub2e4. \uc2e4\uc81c \uc608\uc0b0\uc740 \uac1c\uc778\uc758 \uc218\uc785\uacfc \uc9c0\ucd9c \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac01 \ud56d\ubaa9\ubcc4\ub85c \uc608\uc0b0\uc744 \uc124\uc815\ud558\uace0, \uc2e4\uc81c \uc9c0\ucd9c\uc744 \uae30\ub85d\ud558\uc5ec \uc608\uc0b0 \uad00\ub9ac \ud6a8\uc728\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \uac80\ud1a0\ub97c \ud1b5\ud574 \uc608\uc0b0 \uacc4\ud68d\uc744 \uc218\uc815\ud558\uace0 \uac1c\uc120\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.
    \n <\/caption>\n
    \ud56d\ubaa9<\/th>\n\uc608\uc0c1 \uc9c0\ucd9c<\/th>\n\uc2e4\uc81c \uc9c0\ucd9c<\/th>\n\ucc28\uc774<\/th>\n\ube44\uace0<\/th>\n<\/tr>\n<\/thead>\n
    \uc2dd\ube44<\/td>\n500000\uc6d0<\/td>\n450000\uc6d0<\/td>\n50000\uc6d0<\/td>\n\uc678\uc2dd \uc904\uc774\uae30 \uc131\uacf5<\/td>\n<\/tr>\n
    \uc8fc\uac70\ube44<\/td>\n800000\uc6d0<\/td>\n800000\uc6d0<\/td>\n0\uc6d0<\/td>\n\uc608\uc0c1\ub300\ub85c \uc9c0\ucd9c<\/td>\n<\/tr>\n
    \uad50\ud1b5\ube44<\/td>\n100000\uc6d0<\/td>\n120000\uc6d0<\/td>\n-20000\uc6d0<\/td>\n\ub300\uc911\uad50\ud1b5 \uc774\uc6a9\ub960 \ub0ae\ucdb0\uc9d0<\/td>\n<\/tr>\n
    \ud1b5\uc2e0\ube44<\/td>\n70000\uc6d0<\/td>\n70000\uc6d0<\/td>\n0\uc6d0<\/td>\n\uc608\uc0c1\ub300\ub85c \uc9c0\ucd9c<\/td>\n<\/tr>\n
    \uc1fc\ud551 & \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8<\/td>\n150000\uc6d0<\/td>\n200000\uc6d0<\/td>\n-50000\uc6d0<\/td>\n\uc18c\ube44 \uc2b5\uad00 \uac1c\uc120 \ud544\uc694<\/td>\n<\/tr>\n
    \uc800\ucd95<\/td>\n1000000\uc6d0<\/td>\n1000000\uc6d0<\/td>\n0\uc6d0<\/td>\n\ubaa9\ud45c \ub2ec\uc131<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    \uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95<\/p>\n

    \n

    \ube5a \uad00\ub9ac| \ub611\ub611\ud558\uac8c \ube5a\uc744 \uc904\uc774\ub294 \ubc29\ubc95<\/h2>\n

    \ube5a\uc758 \ud604\ud669 \ud30c\uc545 \ubc0f \ubd84\uc11d<\/h3>\n

    \u201c\ube5a\uc5d0 \ub300\ud55c \uc9c4\uc2e4\uc744 \uc54c\uba74, \ube5a\uc758 \ub178\uc608\uac00 \ub418\uc9c0 \uc54a\ub294\ub2e4.\u201d – \uc791\uc790 \ubbf8\uc0c1
    \ube5a\uc744 \uad00\ub9ac\ud558\ub294 \uccab\uac78\uc74c\uc740 \uc815\ud655\ud55c \ud604\ud669 \ud30c\uc545\uc785\ub2c8\ub2e4.<\/p><\/blockquote>\n\n

      \n
    • \ubd80\ucc44 \ubaa9\ub85d \uc791\uc131<\/li>\n
    • \uc774\uc790\uc728 \ube44\uad50<\/li>\n
    • \uc0c1\ud658 \uacc4\ud68d \uc218\ub9bd<\/li>\n<\/ul>\n

      \uba3c\uc800, \ubaa8\ub4e0 \ube5a<\/b>(\uc2e0\uc6a9\uce74\ub4dc, \ub300\ucd9c, \ud560\ubd80\uae08 \ub4f1)\uc744 \ubaa9\ub85d\uc73c\ub85c \uc791\uc131\ud558\uace0, \uac01 \ube5a\uc758 \uc6d0\uae08<\/b>, \uc774\uc790\uc728<\/b>, \uc0c1\ud658 \uae30\uac04<\/b>\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc804\uccb4 \ubd80\ucc44 \uaddc\ubaa8<\/b>\ub97c \uba85\ud655\ud788 \uc778\uc9c0\ud558\uace0, \uc5b4\ub5a4 \ube5a\ubd80\ud130 \uc6b0\uc120\uc801\uc73c\ub85c \ud574\uacb0\ud574\uc57c \ud558\ub294\uc9c0 \ud310\ub2e8\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc774 \ub2e8\uacc4\uc5d0\uc11c \uc7ac\uc815 \ubd84\uc11d \uc571<\/b>\uc774\ub098 \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8<\/b>\ub97c \ud65c\uc6a9\ud558\uba74 \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

      \uace0\uae08\ub9ac \ube5a\ubd80\ud130 \ud574\uacb0\ud558\uae30<\/h3>\n

      \u201c\uc791\uc740 \uad6c\uba4d\uc774 \ud070 \ubc30\ub97c \uce68\ubab0\uc2dc\ud0a8\ub2e4.\u201d – \ubca4\uc790\ubbfc \ud504\ub7ad\ud074\ub9b0
      \uc791\uc740 \ube5a\uc774\ub77c\ub3c4 \ub192\uc740 \uc774\uc790\uc728\uc740 \ud070 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><\/blockquote>\n\n

        \n
      • \uace0\uae08\ub9ac \ube5a \uc6b0\uc120 \uc0c1\ud658<\/li>\n
      • \uc7ac\ubb34 \uc0c1\ub2f4 \ud65c\uc6a9<\/li>\n
      • \ucd94\uac00 \ubd80\ucc44 \uc0dd\uc131 \ubc29\uc9c0<\/li>\n<\/ul>\n

        \uace0\uae08\ub9ac<\/b> \ube5a\uc740 \uc774\uc790\uac00 \ube60\ub974\uac8c \ubd88\uc5b4\ub098\uae30 \ub54c\ubb38\uc5d0, \uac00\uc6a9 \uc790\uae08<\/b>\uc744 \uc6b0\uc120\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \ube5a\uc744 \uac1a\ub294 \ub370 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc2e0\uc6a9\uce74\ub4dc \ub300\uae08\uc758 \ub192\uc740 \uc774\uc790\ub97c \uc904\uc774\uae30 \uc704\ud574 \uc804\uc561 \uc0c1\ud658<\/b>\uc744 \ubaa9\ud45c\ub85c \ub178\ub825\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294\ub2e4\uba74, \uc7ac\ubb34 \uc0c1\ub2f4 \uc804\ubb38\uac00<\/b>\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \ube5a \uad00\ub9ac \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \ube5a<\/b>\uc744 \ub298\ub9ac\uc9c0 \uc54a\ub3c4\ub85d \uc8fc\uc758\ud558\ub294 \uac83 \ub610\ud55c \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n

        \uc608\uc0b0 \uacc4\ud68d \ubc0f \uc9c0\ucd9c \uad00\ub9ac<\/h3>\n

        \u201c\ub3c8\uc744 \ubc84\ub294 \uac83\ubcf4\ub2e4 \uc911\uc694\ud55c \uac83\uc740 \ub3c8\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc774\ub2e4.\u201d – \ub370\uc774\ube44\ub4dc \ubc14\ud06c
        \ub3c8\uc744 \uc544\ub07c\ub294 \uc2b5\uad00\uc740 \ube5a\uc5d0\uc11c \ubc97\uc5b4\ub098\ub294 \uc9c0\ub984\uae38\uc785\ub2c8\ub2e4.<\/p><\/blockquote>\n\n

          \n
        • \uc608\uc0b0 \uacc4\ud68d \uc218\ub9bd<\/li>\n
        • \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c \uc904\uc774\uae30<\/li>\n
        • \uc800\ucd95 \uc2b5\uad00 \uae30\ub974\uae30<\/li>\n<\/ul>\n

          \uc608\uc0b0 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0 \uc218\uc785<\/b>\uacfc \uc9c0\ucd9c<\/b>\uc744 \uaf3c\uaf3c\ud788 \uae30\ub85d\ud558\uc5ec \uc5b4\ub514\uc5d0 \ub3c8\uc744 \uc4f0\uace0 \uc788\ub294\uc9c0 \ud30c\uc545\ud574\uc57c \ud569\ub2c8\ub2e4. \ubd88\ud544\uc694\ud55c \uc18c\ube44<\/b>\ub97c \uc904\uc774\uace0, \ud544\uc218 \uc9c0\ucd9c<\/b>\uacfc \uc120\ud0dd\uc801 \uc9c0\ucd9c<\/b>\uc744 \uad6c\ubd84\ud558\uc5ec \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc800\ucd95<\/b>\uc744 \ud1b5\ud574 \ube44\uc0c1\uae08<\/b>\uc744 \ub9c8\ub828\ud558\uace0, \ube5a \uc0c1\ud658\uc5d0 \uc0ac\uc6a9\ud560 \ucd94\uac00 \uc790\uae08<\/b>\uc744 \ud655\ubcf4\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud55c \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n\n

          \ucd94\uac00 \uc218\uc785 \ud655\ubcf4 \ub178\ub825<\/h3>\n

          \u201c\ubd80\uc790\uac00 \ub418\ub294 \uae38\uc740 \ub3c8\uc744 \ubc84\ub294 \uac83\ubcf4\ub2e4 \ub3c8\uc744 \uc9c0\ud0a4\ub294 \ub370 \uc788\ub2e4.\u201d – \uc6cc\ub80c \ubc84\ud54f
          \ube5a\uc744 \ube68\ub9ac \uccad\uc0b0\ud558\ub824\uba74 \uc218\uc785\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p><\/blockquote>\n\n

            \n
          • \ubd80\uc5c5 \ubc0f \ud30c\ud2b8\ud0c0\uc784 <\/li>\n
          • \uc7ac\ub2a5 \ud65c\uc6a9<\/li>\n
          • \ud22c\uc790<\/li>\n<\/ul>\n

            \ube5a \uc0c1\ud658\uc744 \uac00\uc18d\ud654\ud558\uae30 \uc704\ud574 \ucd94\uac00 \uc218\uc785<\/b>\uc744 \ud655\ubcf4\ud558\ub294 \ub178\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ubd80\uc5c5<\/b>\uc774\ub098 \ud30c\ud2b8\ud0c0\uc784<\/b>\uc73c\ub85c \ucd94\uac00\uc801\uc778 \uc218\uc785\uc744 \uc5bb\uc744 \uc218 \uc788\uc73c\uba70, \uc7ac\ub2a5<\/b>\uc744 \ud65c\uc6a9\ud558\uc5ec \ud504\ub9ac\ub79c\uc11c\ub85c \uc77c\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc548\uc804\ud55c \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\ub294 \uac83\ub3c4 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud22c\uc790<\/b>\ub294 \uc704\ud5d8<\/b>\uc774 \ub530\ub974\ubbc0\ub85c \uc2e0\uc911\ud55c \uc811\uadfc\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n

            \uc804\ubb38\uac00 \ub3c4\uc6c0 \ubc0f \uafb8\uc900\ud55c \ub178\ub825<\/h3>\n

            \u201c\uc131\uacf5\uc740 \ub2e8\uc21c\ud55c \ud589\uc6b4\uc774 \uc544\ub2cc, \uafb8\uc900\ud55c \ub178\ub825\uc758 \uacb0\uacfc\uc774\ub2e4.\u201d – \uc791\uc790 \ubbf8\uc0c1
            \ube5a \uad00\ub9ac\uc758 \uc131\uacf5\uc740 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uacfc \uafb8\uc900\ud55c \ub178\ub825\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p><\/blockquote>\n\n

              \n
            • \uc2e0\uc6a9 \uc0c1\ub2f4<\/li>\n
            • \uc7ac\ubb34 \uc124\uacc4\uc0ac<\/li>\n
            • \uafb8\uc900\ud55c \uc0c1\ud658 \uacc4\ud68d \uc2e4\ud589<\/li>\n<\/ul>\n

              \ube5a \uad00\ub9ac\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294\ub2e4\uba74, \uc2e0\uc6a9 \uc0c1\ub2f4 \uc804\ubb38\uac00<\/b>\ub098 \uc7ac\ubb34 \uc124\uacc4\uc0ac<\/b>\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \uac1c\uc778\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \ube5a \uad00\ub9ac \uacc4\ud68d<\/b>\uc744 \uc218\ub9bd\ud558\uace0, \ud6a8\uc728\uc801\uc778 \uc0c1\ud658 \ubc29\ubc95<\/b>\uc744 \uc81c\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \ub178\ub825<\/b>\uacfc \uc808\uc81c\ub41c \uc18c\ube44 \uc2b5\uad00<\/b>\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \ube5a\uc5d0\uc11c \ubc97\uc5b4\ub098\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0, \uafb8\uc900\ud788 \uc2e4\ud589\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \ube5a \uad00\ub9ac\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. <\/p>\n<\/div>\n

              \uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95<\/p>\n

              \n

              \uc704\ud5d8 \uad00\ub9ac| \uc608\uc0c1\uce58 \ubabb\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud558\uae30<\/h2>\n

              \uc608\uc0c1\uce58 \ubabb\ud55c \uc9c0\ucd9c\uc5d0 \ub300\ud55c \ub300\ube44<\/h3>\n
                \n
              1. \uc608\uc0c1\uce58 \ubabb\ud55c \uc758\ub8cc\ube44, \uc218\ub9ac\ube44, \ub610\ub294 \uae30\ud0c0 \ube44\uc0c1 \uc9c0\ucd9c\uc5d0 \ub300\ube44\ud558\uc5ec \ube44\uc0c1\uae08<\/b>\uc744 \ub9c8\ub828\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/li>\n
              2. \ube44\uc0c1\uae08\uc740 3\uac1c\uc6d4\uc5d0\uc11c 6\uac1c\uc6d4\uce58 \uc0dd\ud65c\ube44<\/b> \uc815\ub3c4\ub97c \ubaa9\ud45c\ub85c \uc800\ucd95\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. <\/li>\n
              3. \ube44\uc0c1\uae08\uc740 \uc27d\uac8c \uc778\ucd9c \uac00\ub2a5\ud55c \uacc4\uc88c<\/b>\uc5d0 \ubcf4\uad00\ud558\uc5ec \ud544\uc694\uc2dc \uc2e0\uc18d\ud558\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                \n

                \ube44\uc0c1\uae08 \ub9c8\ub828 \ubc29\ubc95<\/h4>\n

                \ub9e4\ub2ec \uc77c\uc815 \uae08\uc561\uc744 \uc790\ub3d9 \uc774\uccb4\ud558\uc5ec \uc800\ucd95\ud558\ub294 \ubc29\ubc95\uc774 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \uc790\ub3d9 \uc774\uccb4\ub97c \uc124\uc815\ud558\uba74 \uc800\ucd95 \uc2b5\uad00 \ud615\uc131\uc5d0 \ub3c4\uc6c0\uc774 \ub418\uace0, \ub3c8\uc774 \ube60\uc838\ub098\uac00\ub294 \uac83\uc744 \uc778\uc9c0\ud558\uc9c0 \ubabb\ud558\ub294 \uc0ac\uc774\uc5d0 \ubaa9\ud45c \uae08\uc561\uc5d0 \ub3c4\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae09\uc5ec\uac00 \uc785\uae08\ub420 \ub54c\ub9c8\ub2e4 \uc77c\uc815 \ube44\uc728\uc744 \ube44\uc0c1\uae08\uc73c\ub85c \uc801\ub9bd\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n

                \n

                \ube44\uc0c1\uae08 \uad00\ub9ac\uc758 \uc911\uc694\uc131<\/h4>\n

                \ube44\uc0c1\uae08\uc740 \uc608\uc0c1\uce58 \ubabb\ud55c \uc0ac\uace0\ub098 \uc9c8\ubcd1\uc73c\ub85c \uc778\ud55c \uc7ac\uc815\uc801 \uc5b4\ub824\uc6c0\uc744 \uc644\ud654<\/b>\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ucda9\ubd84\ud55c \ube44\uc0c1\uae08\uc774 \uc5c6\ub2e4\uba74, \uc608\uc0c1\uce58 \ubabb\ud55c \uc9c0\ucd9c \ub54c\ubb38\uc5d0 \ube5a\uc744 \uc9c0\uac70\ub098 \uae30\uc874\uc758 \uc7ac\uc815 \uacc4\ud68d\uc5d0 \ucc28\uc9c8\uc774 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ube44\uc0c1\uae08 \ub9c8\ub828\uc740 \uc548\uc815\uc801\uc778 \uc7ac\uc815 \uc0dd\ud65c<\/b>\uc744 \uc704\ud55c \ud544\uc218 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n

                \uc7ac\uc0b0 \ubcf4\ud638\ub97c \uc704\ud55c \ubcf4\ud5d8 \uac00\uc785<\/h3>\n
                  \n
                1. \ud654\uc7ac, \ub3c4\ub09c, \uc790\uc5f0\uc7ac\ud574<\/b> \ub4f1\uc73c\ub85c\ubd80\ud130 \uc7ac\uc0b0\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc801\uc808\ud55c \ubcf4\ud5d8 \uac00\uc785\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n
                2. \ubcf8\uc778\uc758 \uc7ac\uc0b0 \uaddc\ubaa8\uc640 \uc704\ud5d8 \uc218\uc900\uc5d0 \ub9de\ub294 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \ubcf4\ud5d8 \uacc4\uc57d \ub0b4\uc6a9\uc744 \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
                3. \ud544\uc694\uc2dc\uc5d0\ub294 \uc804\ubb38\uac00\uc758 \uc0c1\ub2f4\uc744 \ubc1b\uc544 \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ubcf4\ud5d8 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                  \n

                  \ubcf4\ud5d8 \uac00\uc785 \uc2dc \uc720\uc758 \uc0ac\ud56d<\/h4>\n

                  \ubcf4\ud5d8 \uac00\uc785 \uc804\uc5d0\ub294 \uc5ec\ub7ec \ud68c\uc0ac\uc758 \uc0c1\ud488\uc744 \ube44\uad50\ud558\uc5ec \ubcf4\uc7a5 \ub0b4\uc6a9\uacfc \ubcf4\ud5d8\ub8cc<\/b>\ub97c \uaf3c\uaf3c\ud788 \ub530\uc838\ubd10\uc57c \ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ubcf4\ud5d8\ub8cc\uac00 \uc800\ub834\ud558\ub2e4\uace0 \ud574\uc11c \uc88b\uc740 \uc0c1\ud488\uc774 \uc544\ub2d0 \uc218 \uc788\uc73c\ubbc0\ub85c, \ubcf4\uc7a5 \ubc94\uc704\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c, \ubcf4\ud5d8 \uc57d\uad00\uc744 \uc790\uc138\ud788 \uc77d\uc5b4\ubcf4\uace0 \uc774\ud574\ud574\uc57c \ubd88\ud544\uc694\ud55c \ubd84\uc7c1\uc744 \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

                  \n

                  \ub2e4\uc591\ud55c \ubcf4\ud5d8 \uc0c1\ud488 \ud65c\uc6a9<\/h4>\n

                  \uc8fc\ud0dd\uc774\ub098 \uc790\ub3d9\ucc28\uc640 \uac19\uc740 \uace0\uac00\uc758 \uc7ac\uc0b0\uc5d0 \ub300\ud55c \ubcf4\ud5d8 \uc678\uc5d0\ub3c4 \uac74\uac15 \ubcf4\ud5d8, \uc5ec\ud589\uc790 \ubcf4\ud5d8, \uac1c\uc778 \uc0c1\ud574 \ubcf4\ud5d8<\/b> \ub4f1 \ub2e4\uc591\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ud65c\uc6a9\ud558\uc5ec \uc608\uc0c1\uce58 \ubabb\ud55c \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \uc790\uc2e0\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uc5ec \ud3ec\uad04\uc801\uc778 \uc704\ud5d8 \uad00\ub9ac<\/b>\ub97c \ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                  \ubbf8\ub798\ub97c \uc704\ud55c \ud22c\uc790 \uacc4\ud68d<\/h3>\n
                    \n
                  1. \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \ubaa9\ud45c<\/b>\ub97c \uc124\uc815\ud558\uace0, \uc774\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \ud22c\uc790 \uacc4\ud68d\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. <\/li>\n
                  2. \ud22c\uc790\uc5d0\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uac00 \ud544\uc218\uc801\uc774\uba70, \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uace0\ub824\ud558\uc5ec \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
                  3. \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\ub294 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                    \n

                    \ud22c\uc790 \uc804 \uc804\ubb38\uac00 \uc0c1\ub2f4<\/h4>\n

                    \ubcf5\uc7a1\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc774\ud574\uac00 \ubd80\uc871\ud558\ub2e4\uba74, \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc7ac\ubb34 \uc124\uacc4\uc0ac<\/b> \ub610\ub294 \ud22c\uc790 \uc804\ubb38\uac00<\/b>\uc640 \uc0c1\ub2f4\ud558\uc5ec \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb34\ubd84\ubcc4\ud55c \ud22c\uc790\ub294 \ud070 \uc190\uc2e4\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uc2e0\uc911\ud55c \uc811\uadfc\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc7a5\uae30\uc801\uc778 \uad00\uc810 \uc720\uc9c0<\/h4>\n

                    \ud22c\uc790\ub294 \ub2e8\uae30\uac04\uc758 \uc218\uc775\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \uc811\uadfc\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d\uc744 \uafb8\uc900\ud788 \uc2e4\ud589\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \ubd88\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n

                    \uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95<\/p>\n

                    \n

                    \uc7ac\uc815 \ubaa9\ud45c \uc124\uc815\uacfc \ub2ec\uc131 \uc804\ub7b5<\/h2>\n

                    \uc7ac\uc815 \ubaa9\ud45c\ub294 \ub2e8\uae30 \ubaa9\ud45c\uc640 \uc7a5\uae30 \ubaa9\ud45c<\/b>\ub85c \uad6c\ubd84\ud558\uc5ec \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub2e8\uae30 \ubaa9\ud45c\ub294 6\uac1c\uc6d4 \uc548\uc5d0 \ube44\uc0c1\uae08 \ub9c8\ub828<\/b>, \uc7a5\uae30 \ubaa9\ud45c\ub294 10\ub144 \uc548\uc5d0 \uc8fc\ud0dd \uad6c\ub9e4<\/b> \ub4f1\uc73c\ub85c \uad6c\uccb4\uc801\uc73c\ub85c \uc124\uc815\ud569\ub2c8\ub2e4. SMART \uc6d0\uce59<\/b> (Specific, Measurable, Achievable, Relevant, Time-bound)\uc744 \ud65c\uc6a9\ud558\uc5ec \ubaa9\ud45c\ub97c \uba85\ud655\ud558\uac8c \uc124\uc815\ud558\uba74 \ub2ec\uc131 \uac00\ub2a5\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                    \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0 \uafb8\uc900\ud788 \uc2e4\ud589\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \uc7ac\uc815 \uc810\uac80<\/b>\uc744 \ud1b5\ud574 \ubaa9\ud45c \ub2ec\uc131 \uc0c1\ud669\uc744 \uc810\uac80\ud558\uace0 \ud544\uc694\uc5d0 \ub530\ub77c \uacc4\ud68d\uc744 \uc218\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc131\uacf5 \uacbd\ud5d8<\/b>\uc744 \ucd95\uc801\ud558\uba70 \ub3d9\uae30\ub97c \uc720\uc9c0\ud558\uace0, \uc5b4\ub824\uc6c0\uc5d0 \uc9c1\uba74<\/b>\ud588\uc744 \ub54c\uc5d0\ub294 \uc804\ubb38\uac00\uc758 \uc870\uc5b8<\/b>\uc744 \uad6c\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30 \uad00\ub9ac\uc640 \ub178\ub825\uc744 \ud1b5\ud574 \uc7ac\uc815\uc801 \uc790\uc720\ub97c \ud5a5\ud574 \ub098\uc544\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                    “\ubaa9\ud45c\ub97c \uba85\ud655\ud788 \ud558\uace0, \uacc4\ud68d\uc744 \uc138\uc6b0\uace0, \uafb8\uc900\ud788 \uc2e4\ud589\ud558\uba74 \ubc18\ub4dc\uc2dc \uc131\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n

                    \uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95<\/p>\n

                    \n

                    \uac1c\uc778 \uc7ac\uc815\uc744 \ubcf4\ud638\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uacbd\uc81c \uad00\ub9ac \ubc29\ubc95 \uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 TOP 5<\/h2>\n
                    \n

                    \uc9c8\ubb38. \uc608\uc0b0 \uacc4\ud68d \uc5c6\uc774 \uc2dc\uc791\ud574\ub3c4 \uad1c\ucc2e\uc744\uae4c\uc694? \uc608\uc0b0 \uad00\ub9ac\uac00 \uc5b4\ub824\uc6b8 \uac83 \uac19\uc544\uc694.<\/h3>\n

                    \ub2f5\ubcc0. \uc608\uc0b0 \uacc4\ud68d \uc5c6\uc774 \uc2dc\uc791\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc704\ud5d8<\/b>\ud569\ub2c8\ub2e4. \uc608\uc0b0 \uad00\ub9ac\ub294 \ucc98\uc74c\uc5d0\ub294 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc9c0\ub9cc, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uc548\uc815<\/b>\uc744 \uc704\ud574 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uac04\ub2e8\ud55c \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8\ub098 \uc571\uc744 \uc774\uc6a9\ud558\uc5ec \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \uae30\ub85d\ud558\ub294 \uac83\ubd80\ud130 \uc2dc\uc791\ud574\ubcf4\uc138\uc694. \ucc98\uc74c\uc5d0\ub294 \uaf3c\uaf3c\ud558\uac8c \uae30\ub85d\ud558\uc9c0 \ubabb\ud558\ub354\ub77c\ub3c4, \uafb8\uc900\ud788 \uae30\ub85d\ud558\ub2e4 \ubcf4\uba74 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ud30c\uc545\ud558\uace0 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc28\uadfc\ucc28\uadfc<\/b> \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \uc6d4\uae09\uc758 \uc5bc\ub9c8\ub9cc\ud07c\uc744 \uc800\ucd95\ud574\uc57c \ud560\uae4c\uc694? \uc800\ucd95 \ubaa9\ud45c\ub97c \uc5b4\ub5bb\uac8c \uc124\uc815\ud574\uc57c \ud560\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uc77c\ubc18\uc801\uc73c\ub85c \uc6d4\uae09\uc758 20~30%<\/b>\ub97c \uc800\ucd95\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac1c\uc778\uc758 \uc18c\ub4dd, \uc9c0\ucd9c, \ubaa9\ud45c\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uba3c\uc800 \ub2e8\uae30 \ubaa9\ud45c(3\uac1c\uc6d4 \uc0dd\ud65c\ube44 \ub9c8\ub828 \ub4f1)<\/b>\uc640 \uc7a5\uae30 \ubaa9\ud45c(\uc8fc\ud0dd \uad6c\ub9e4, \ub178\ud6c4 \uc900\ube44 \ub4f1)<\/b>\ub97c \uc124\uc815\ud558\uace0, \uac01 \ubaa9\ud45c\uc5d0 \ud544\uc694\ud55c \uae08\uc561\uc744 \uacc4\uc0b0\ud574 \ubcf4\uc138\uc694. \uadf8\ub9ac\uace0 \uac01 \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud574 \ub9e4\ub2ec \uc5bc\ub9c8\ub97c \uc800\ucd95\ud574\uc57c \ud558\ub294\uc9c0 \uacc4\uc0b0\ud558\uba74, \ud604\uc2e4\uc801\uc778 \uc800\ucd95 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\ub294\ub370 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.
                    \uc608\uc0c1\uce58 \ubabb\ud55c \uc9c0\ucd9c\uc5d0 \ub300\ube44\ud558\uc5ec \ube44\uc0c1\uae08<\/b>\ub3c4 \ucda9\ubd84\ud788 \ub9c8\ub828\ud558\ub294 \uac83\uc744 \uc78a\uc9c0 \ub9c8\uc138\uc694.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \ubd80\ucc44 \uad00\ub9ac, \ud2b9\ud788 \uc2e0\uc6a9\uce74\ub4dc \ubd80\ucc44\ub97c \uc5b4\ub5bb\uac8c \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud574\uc57c \ud560\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uc2e0\uc6a9\uce74\ub4dc \ubd80\ucc44\ub294 \uace0\uae08\ub9ac<\/b>\ub85c \uc778\ud574 \ube60\ub974\uac8c \ubd88\uc5b4\ub0a0 \uc218 \uc788\uc73c\ubbc0\ub85c, \uac00\ub2a5\ud55c \ud55c \ubbf8\ub0a9\uae08\uc744 \ucd5c\uc18c\ud654<\/b>\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9e4\ub2ec \uce74\ub4dc\ub300\uae08\uc744 \uc804\uc561 \uc0c1\ud658\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0, \ubd88\uac00\ud53c\ud558\uac8c \ubbf8\ub0a9\uc774 \ubc1c\uc0dd\ud55c\ub2e4\uba74 \ucd5c\ub300\ud55c \ube60\ub974\uac8c \uc0c1\ud658<\/b> \uacc4\ud68d\uc744 \uc138\uc6b0\uc138\uc694. \uc5ec\ub7ec \uc7a5\uc758 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\ubcf4\ub2e4 \ud55c\ub450 \uc7a5\uc73c\ub85c \ud1b5\ud569<\/b>\ud558\uc5ec \uad00\ub9ac\ud558\ub294 \uac83\uc774 \ub354 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubb34\ubd84\ubcc4\ud55c \uc18c\ube44\ub97c \ub9c9\uae30 \uc704\ud574 \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uc744 \uc81c\ud55c<\/b>\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ud544\uc694\ud558\ub2e4\uba74 \uc7ac\uc815 \uc0c1\ub2f4 \uc804\ubb38\uac00<\/b>\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \ubd80\ucc44 \uad00\ub9ac \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \ud22c\uc790\ub294 \uc5b4\ub5bb\uac8c \uc2dc\uc791\ud574\uc57c \ud560\uae4c\uc694? \uc5b4\ub5a4 \ud22c\uc790 \ubc29\ubc95\uc774 \uc548\uc804\ud560\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \ud22c\uc790\ub294 \uc704\ud5d8\uc744 \uc218\ubc18<\/b>\ud558\uae30 \ub54c\ubb38\uc5d0, \uba3c\uc800 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5<\/b>\uacfc \ubaa9\ud45c<\/b>\ub97c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ucd08\ubcf4 \ud22c\uc790\uc790\ub77c\uba74 \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc0c1\ud488<\/b>\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc801\uae08, \ud380\ub4dc, ETF<\/b> \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uc804\uc5d0\ub294 \ucda9\ubd84\ud55c \uc815\ubcf4 \uc218\uc9d1<\/b>\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0<\/b>\uc744 \ubc1b\ub294 \uac83\ub3c4 \uace0\ub824\ud574\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc808\ub300 \ub0a8\ub4e4\uc758 \ub9d0\ub9cc \ub4e3\uace0 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\uc9c0 \ub9d0\uace0, \uc790\uc2e0\uc758 \ud310\ub2e8<\/b>\uc5d0 \ub530\ub77c \uc2e0\uc911\ud558\uac8c \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4.
                    \ubb34\uc5c7\ubcf4\ub2e4 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \uac1c\uc778 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uad00\ub9ac\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ud301\uc774\ub098 \ub3c4\uad6c\uac00 \uc788\uc744\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uac00\uacc4\ubd80 \uc571<\/b>\uc744 \ud65c\uc6a9\ud558\uc5ec \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \uae30\ub85d\ud558\uace0 \ubd84\uc11d\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub610\ud55c \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8<\/b>\ub97c \uc774\uc6a9\ud558\uc5ec \uc790\uc2e0\ub9cc\uc758 \uc608\uc0b0 \uacc4\ud68d\ud45c\ub97c \ub9cc\ub4e4 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc7ac\ubb34 \uc124\uacc4 \uc804\ubb38\uac00<\/b>\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc804\ubb38\uac00\ub294 \uac1c\uc778\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uc744 \ud1b5\ud574 \uae08\uc735 \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83<\/b>\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7ac\ud14c\ud06c \uad00\ub828 \uc11c\uc801<\/b>\uc774\ub098 \uac15\uc758<\/b>\ub97c \ud65c\uc6a9\ud558\uc5ec \uc7ac\ubb34 \uad00\ub9ac\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \uc815\uae30\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc744 \uc810\uac80\ud558\uace0 \uacc4\ud68d\uc744 \uc218\uc815\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud55c \uc2b5\uad00\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n