{"id":257,"date":"2024-12-20T16:45:37","date_gmt":"2024-12-20T16:45:37","guid":{"rendered":"https:\/\/wea257253.xyz\/?p=257"},"modified":"2024-12-20T16:45:37","modified_gmt":"2024-12-20T16:45:37","slug":"%ec%a7%80%ec%86%8d-%ea%b0%80%eb%8a%a5%ed%95%9c-%ec%9e%ac%ed%85%8c%ed%81%ac%eb%a1%9c-%ea%b2%bd%ec%a0%9c%ec%a0%81-%ea%b0%80%ec%b9%98%eb%a5%bc-%eb%86%92%ec%9d%b4%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/wea257253.xyz\/%ec%a7%80%ec%86%8d-%ea%b0%80%eb%8a%a5%ed%95%9c-%ec%9e%ac%ed%85%8c%ed%81%ac%eb%a1%9c-%ea%b2%bd%ec%a0%9c%ec%a0%81-%ea%b0%80%ec%b9%98%eb%a5%bc-%eb%86%92%ec%9d%b4%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95"},"content":{"rendered":"
\n

\uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95, \ud55c\ubc88\ucbe4 \uace0\ubbfc\ud574\ubcf4\uc168\uc744 \uac81\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83 \uc774\uc0c1\uc73c\ub85c, \ud658\uacbd<\/b>\uacfc \uc0ac\ud68c<\/b>\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uba74\uc11c \uc7a5\uae30\uc801\uc778 \ubd80\ub97c \ucc3d\ucd9c\ud558\ub294 \ubc29\ubc95 \ub9d0\uc774\uc8e0.<\/p>\n

\uc694\uc998\ucc98\ub7fc \ubd88\ud655\uc2e4\ud55c \uc2dc\ub300\uc5d0\ub294 \uc548\uc815\uc131<\/b>\uacfc \uc9c0\uc18d\uac00\ub2a5\uc131<\/b>\uc744 \uace0\ub824\ud55c \uc7ac\ud14c\ud06c \uc804\ub7b5\uc774 \ub354\uc6b1 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0 \ub9e4\ub2ec\ub9ac\uae30\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uafb8\uc900\ud788 \uc790\uc0b0\uc744 \uc99d\uc2dd\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc5b4\ub5bb\uac8c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub97c \uc2e4\ucc9c\ud558\uace0 \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc77c \uc218 \uc788\uc744\uae4c\uc694?<\/p>\n

\uccab \ubc88\uc9f8\ub85c \uace0\ub824\ud574\uc57c \ud560 \uac83\uc740 ESG \uacbd\uc601<\/b>\uc744 \uc2e4\ucc9c\ud558\ub294 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. ESG\ub294 \ud658\uacbd(Environment), \uc0ac\ud68c(Social), \uc9c0\ubc30\uad6c\uc870(Governance)\uc758 \uc57d\uc790\ub85c, ESG \uacbd\uc601\uc744 \ud1b5\ud574 \uc9c0\uc18d\uac00\ub2a5\ud55c \uc131\uc7a5\uc744 \ucd94\uad6c\ud558\ub294 \uae30\uc5c5\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. ESG \ud22c\uc790\ub294 \ub2e8\uc21c\ud55c \ud22c\uc790 \uc774\uc0c1\uc73c\ub85c, \uc724\ub9ac\uc801\uc778 \uc18c\ube44<\/b>\uc640 \uc0ac\ud68c\uc801 \ucc45\uc784<\/b>\uc744 \ub2e4\ud558\ub294 \ud589\uc704\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n

<\/p>\n

\ub450 \ubc88\uc9f8\ub85c\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \ubcf5\ub9ac\uc758 \ud6a8\uacfc\ub97c \ub204\ub9ac\ub294 \uac83\uc785\ub2c8\ub2e4. \uc8fc\uc2dd\uc774\ub098 \ud380\ub4dc \ud22c\uc790\ub294 \ub2e8\uae30\uac04\uc758 \ubcc0\ub3d9\uc131\uc774 \ud06c\uc9c0\ub9cc, \uc7a5\uae30\uc801\uc73c\ub85c \ubcf4\uc558\uc744 \ub54c \ub192\uc740 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \ud22c\uc790\uc640 \ubd84\uc0b0\ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc5f0\uae08<\/b>\uc774\ub098 \ud1f4\uc9c1\uc5f0\uae08<\/b>\uacfc \uac19\uc740 \uc7a5\uae30 \ud22c\uc790 \uc0c1\ud488\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\uc740 \ubbf8\ub798\ub97c \uc704\ud55c \uc548\uc804\ub9dd<\/b>\uc744 \uad6c\ucd95\ud558\ub294\ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

<\/p>\n

\uc138 \ubc88\uc9f8\ub85c\ub294 \uc18c\ube44 \uc2b5\uad00<\/b>\uc744 \uac1c\uc120\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ubd88\ud544\uc694\ud55c \uc18c\ube44\ub97c \uc904\uc774\uace0 \uc800\ucd95\ub960\uc744 \ub192\uc774\ub294 \uac83\uc740 \uc7ac\ud14c\ud06c\uc758 \uae30\ubcf8\uc785\ub2c8\ub2e4. \ubb34\ubd84\ubcc4\ud55c \uc18c\ube44 \ub300\uc2e0 \ud544\uc694\ud55c \uac83<\/b>\uc5d0\ub9cc \uc9c0\ucd9c\ud558\uace0, \ub098\uba38\uc9c0\ub294 \ud22c\uc790\ub098 \uc800\ucd95\uc5d0 \ud65c\uc6a9\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc7ac\ud65c\uc6a9<\/b>\uacfc \uc808\uc57d<\/b>\uc744 \uc0dd\ud65c\ud654\ud568\uc73c\ub85c\uc368 \ud658\uacbd \ubcf4\ud638\uc5d0\ub3c4 \uae30\uc5ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

<\/p>\n

\ubcf8 \uae00\uc5d0\uc11c\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub97c \uc704\ud55c \uae30\ubcf8\uc801\uc778 \uc811\uadfc\ubc95\uc744 \uc18c\uac1c\ud588\uc2b5\ub2c8\ub2e4. \ub354 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c \uae00\uc5d0\uc11c \ub2e4\ub8e8\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub97c \ud1b5\ud574 \uc5ec\ub7ec\ubd84\uc758 \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\uace0, \ub354 \ub098\uc740 \ubbf8\ub798\ub97c \ub9cc\ub4e4\uc5b4\ub098\uac00\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<\/div>\n

\uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95<\/p>\n

\n

\uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790, \ub098\ub9cc\uc758 \uc804\ub7b5 \uc138\uc6b0\uae30<\/h2>\n

\uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uc9c0\ub2d9\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uba70, \ub3d9\uc2dc\uc5d0 \ud658\uacbd \ubc0f \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \uace0\ub824\ud558\ub294 \ud22c\uc790 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uac1c\uc778\uc758 \uc7ac\uc815\uc801 \uc548\uc815\uacfc \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud558\ub294 \uc724\ub9ac\uc801\uc778 \ud22c\uc790\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubbf8\ub798 \uc138\ub300\uc5d0\uac8c\ub3c4 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ud22c\uc790\uc785\ub2c8\ub2e4.<\/p>\n

\ub098\ub9cc\uc758 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\uae30 \uc704\ud574\uc11c\ub294 \uc6b0\uc120 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669<\/b>\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud604\uc7ac \uc18c\ub4dd, \uc9c0\ucd9c, \ubd80\ucc44 \uc218\uc900\uc744 \ubd84\uc11d\ud558\uace0, \ud22c\uc790\uc5d0 \ubc30\uc815\ud560 \uc218 \uc788\ub294 \uae08\uc561\uacfc \uae30\uac04\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uacfc \ud22c\uc790 \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \ud558\ub294 \uac83\uc774 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.<\/p>\n

\ud22c\uc790 \ubaa9\ud45c \uc124\uc815 \ud6c4\uc5d0\ub294 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ube44\uad50 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4. ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870) \ud22c\uc790<\/b>\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\uc758 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4. ESG \ud3c9\uac00\uac00 \uc6b0\uc218\ud55c \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\uc5ec \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\uba74\uc11c \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc724\ub9ac\uc801\uc778 \uc18c\ube44\uc640 \ud22c\uc790\ub97c \ud1b5\ud574 \uc0ac\ud68c\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ud22c\uc790\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n

\uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uafb8\uc900\ud788 \ud22c\uc790<\/b>\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ubcc0\ub3d9\uc131\uc774 \uc788\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\uac00 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uac00\uc838\ub2e4\uc904 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uc744 \ud1b5\ud574 \ud22c\uc790 \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83\ub3c4 \ud544\uc218\uc785\ub2c8\ub2e4. <\/p>\n

\ub2e4\uc591\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \uc5ec\ub7ec \uc790\uc0b0\uad70\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\uace0 \uc218\uc775\ub960\uc744 \uadf9\ub300\ud654\ud558\ub294 \uc804\ub7b5\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubd84\uc0b0 \ud22c\uc790<\/b>\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80\uacfc \uc7ac\uc870\uc815\uc740 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub9de\uac8c \ud22c\uc790 \ube44\uc911\uc744 \uc870\uc815\ud558\uace0, \ud22c\uc790 \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud55c \uc218\uc815 \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \uc810\uac80\uc740 \ud22c\uc790 \uc804\ub7b5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

\ub098\ub9cc\uc758 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc131\uacf5\uc801\uc73c\ub85c \uad6c\ucd95\ud558\uae30 \uc704\ud574\uc11c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc0ac\ud56d\ub4e4\uc744 \uace0\ub824\ud574\ubcf4\uc138\uc694.<\/p>\n

    \n
  • \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900 \ud30c\uc545<\/b>: \uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc120\ud638\ud558\ub294\uc9c0, \ub192\uc740 \uc218\uc775\uc744 \uc704\ud574 \uc704\ud5d8\uc744 \uac10\uc218\ud560 \uc758\ud5a5\uc774 \uc788\ub294\uc9c0 \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
  • \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d \uc218\ub9bd<\/b>: \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\ub97c \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
  • \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0 \ud65c\uc6a9<\/b>: \ud544\uc694\uc5d0 \ub530\ub77c \uc7ac\ubb34 \uc124\uacc4\uc0ac\ub098 \ud22c\uc790 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\uc744 \uace0\ub824\ud574\ubcf4\uc138\uc694.<\/li>\n
  • \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5 \ubc0f \uc815\ubcf4 \uc2b5\ub4dd<\/b>: \ud22c\uc790 \uad00\ub828 \uc9c0\uc2dd\uacfc \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \uafb8\uc900\ud788 \ud559\uc2b5\ud558\uace0 \uc815\ubcf4\ub97c \uc2b5\ub4dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \ub2e8\uc21c\ud788 \ubd80\ub97c \ucd95\uc801\ud558\ub294 \uac83\uc744 \ub118\uc5b4, \ub354 \ub098\uc740 \ubbf8\ub798\ub97c \uc704\ud55c \ud22c\uc790<\/b>\uc785\ub2c8\ub2e4. \ub098\ub9cc\uc758 \ub9de\ucda4 \uc804\ub7b5\uc744 \uc138\uc6b0\uace0 \uafb8\uc900\ud788 \ub178\ub825\ud55c\ub2e4\uba74 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815\uc801 \uc548\uc815\uacfc \uc0ac\ud68c\uc801 \uac00\uce58 \ucc3d\ucd9c\uc744 \ub3d9\uc2dc\uc5d0 \ub2ec\uc131\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n

    \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95<\/p>\n

    \n

    \uc7a5\uae30\uc801\uc778 \uc7ac\ud14c\ud06c, \uc548\uc815\uc801\uc778 \uc218\uc775 \ud655\ubcf4<\/h2>\n

    \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83\uc744 \ub118\uc5b4, \uc0b6\uc758 \uc9c8\uc744 \ub192\uc774\uace0 \ubbf8\ub798\ub97c \uc548\uc815\uc801\uc73c\ub85c \uc124\uacc4\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574\uc11c\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \ubd84\uc0b0 \ud22c\uc790, \uadf8\ub9ac\uace0 \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ubcf8 \uac00\uc774\ub4dc\uc5d0\uc11c\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c \uc804\ub7b5\uc744 \ud1b5\ud574 \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\uc5d0 \uc9d1\uc911\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

    <\/p>\n

    \uc548\uc815\uc801\uc778 \uc218\uc775 \ud655\ubcf4\ub97c \uc704\ud55c \ud575\uc2ec \uc804\ub7b5\uc740 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \uc5ec\ub7ec \uc790\uc0b0\uad70\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ud55c \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5\uc744 \ub3c4\ubaa8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\ub97c \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0, \ub9ac\uc2a4\ud06c \uad00\ub9ac \uae30\ubc95\uc744 \uc801\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uc0b0 \uad00\ub9ac\uc640 \uc7ac\ubb34 \uacc4\ud68d\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc7ac\ud14c\ud06c \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    <\/p>\n

    \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub97c \uc704\ud574\uc11c\ub294 \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7ac\ud14c\ud06c \uad00\ub828 \uc9c0\uc2dd\uc744 \uc2b5\ub4dd\ud558\uace0, \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \ud30c\uc545\ud558\uba70, \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \ub04a\uc784\uc5c6\uc774 \uac1c\uc120\ud574\ub098\uac00\ub294 \ub178\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc7ac\ubb34 \uc124\uacc4\uc0ac\uc640 \uc0c1\ub2f4\ud558\uc5ec \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    <\/p>\n

    \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790\ub97c \ud560 \ub54c\ub294 \uac10\uc815\uc801\uc778 \ud22c\uc790\ub97c \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uac00\ub2a5\uc131\uc5d0 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \ud22c\uc790\uc640 \uc7ac\ubb34 \uacc4\ud68d\uc744 \ud1b5\ud574 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\uace0, \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \uc124\uacc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \uc124\uc815\ud558\uace0, \uafb8\uc900\ud788 \ub178\ub825\ud55c\ub2e4\uba74 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub97c \ud1b5\ud574 \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    <\/p>\n\n\n\n\n\n\n\n\n\n
    \uc774 \ud45c\ub294 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc758 \ud2b9\uc9d5\uc744 \ube44\uad50\ud558\uc5ec \uc7a5\uae30 \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9bd\ub2c8\ub2e4. \uac01 \uc0c1\ud488\uc758 \uc704\ud5d8 \uc218\uc900\uacfc \uc608\uc0c1 \uc218\uc775\ub960\uc740 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub420 \uc218 \uc788\uc73c\uba70, \uac1c\uc778\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub530\ub77c \uc801\uc808\ud55c \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ud22c\uc790\ub294 \uc6d0\uae08 \uc190\uc2e4\uc758 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/caption>\n
    \ud22c\uc790 \uc0c1\ud488<\/th>\n\uc704\ud5d8 \uc218\uc900<\/th>\n\uc608\uc0c1 \uc218\uc775\ub960<\/th>\n\uc7a5\uc810<\/th>\n\ub2e8\uc810<\/th>\n<\/tr>\n<\/thead>\n
    \uc8fc\uc2dd<\/td>\n\ub192\uc74c<\/td>\n\ub192\uc74c<\/td>\n\uace0\uc218\uc775 \uac00\ub2a5\uc131, \uc7a5\uae30 \uc131\uc7a5 \uac00\ub2a5\uc131<\/td>\n\ubcc0\ub3d9\uc131 \uc2ec\ud568, \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8<\/td>\n<\/tr>\n
    \ucc44\uad8c<\/td>\n\ub0ae\uc74c<\/td>\n\ub0ae\uc74c<\/td>\n\uc548\uc815\uc801\uc778 \uc218\uc775, \uc6d0\uae08 \ubcf4\uc7a5<\/td>\n\uc218\uc775\ub960 \ub0ae\uc74c<\/td>\n<\/tr>\n
    \ubd80\ub3d9\uc0b0<\/td>\n\uc911\uac04<\/td>\n\uc911\uac04<\/td>\n\uc784\ub300 \uc218\uc775, \uc790\uc0b0 \uac00\uce58 \uc0c1\uc2b9<\/td>\n\uc720\ub3d9\uc131 \ub0ae\uc74c, \uad00\ub9ac \ud544\uc694<\/td>\n<\/tr>\n
    \uc801\ub9bd\uc2dd \ud380\ub4dc<\/td>\n\uc911\uac04<\/td>\n\uc911\uac04<\/td>\n\ubd84\uc0b0 \ud22c\uc790 \ud6a8\uacfc, \uc7a5\uae30 \ud22c\uc790 \uc801\ud569<\/td>\n\uc218\uc775\ub960 \ubcc0\ub3d9 \uac00\ub2a5\uc131<\/td>\n<\/tr>\n
    \uc608\uae08<\/td>\n\ub0ae\uc74c<\/td>\n\ub0ae\uc74c<\/td>\n\uc548\uc804\uc131 \ub192\uc74c, \uc6d0\uae08 \ubcf4\uc7a5<\/td>\n\uc800\uae08\ub9ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95<\/p>\n

    \n

    \uc7ac\ud14c\ud06c, \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud5a5\ud55c \uccab\uac78\uc74c<\/h2>\n

    \n

    “\ub3c8\uc744 \ubc84\ub294 \uac83\ubcf4\ub2e4 \ub354 \uc911\uc694\ud55c \uac83\uc740 \ub3c8\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc774\ub2e4.” – \ub370\uc77c \uce74\ub124\uae30
    \u201cThe most important thing is not to make money, but to manage money.\u201d – Dale Carnegie<\/p><\/blockquote>\n\n

    \uc7ac\uc815 \ubaa9\ud45c \uc124\uc815 \ubc0f \uc790\uc0b0 \ud604\ud669 \ud30c\uc545<\/b>
    \n \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 \ub098\ub9cc\uc758 \uba85\ud655\ud55c \uc7ac\uc815 \ubaa9\ud45c<\/b>\ub97c \uc124\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2e8\uc21c\ud788 ‘\ub3c8\uc744 \ubaa8\uc73c\uaca0\ub2e4’\uac00 \uc544\ub2cc, \uad6c\uccb4\uc801\uc778 \ubaa9\ud45c \uae08\uc561\uacfc \ub2ec\uc131 \uc2dc\uc810\uc744 \uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 5\ub144 \uc548\uc5d0 \uc8fc\ud0dd \uad6c\ub9e4 \uc790\uae08 1\uc5b5\uc6d0 \ub9c8\ub828, 10\ub144 \uc548\uc5d0 \uc870\uae30 \uc740\ud1f4 \uc790\uae08 5\uc5b5\uc6d0 \ub9c8\ub828 \ub4f1 \uad6c\uccb4\uc801\uc778 \ubaa9\ud45c\ub97c \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ud6c4\uc5d0\ub294 \uc790\uc2e0\uc758 \uc790\uc0b0<\/b>(\uc608\uae08, \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0 \ub4f1)\uacfc \ubd80\ucc44<\/b>(\ub300\ucd9c, \uce74\ub4dc\ube5a \ub4f1)\ub97c \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\uc5ec \ud604\uc7ac \uc7ac\uc815 \uc0c1\ud669\uc744 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc7ac\uc815 \uacc4\ud68d<\/b>\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
    \n <\/h3>\n

    \n

    “\ubd80\ub294 \ud558\ub8e8\uc544\uce68\uc5d0 \ub9cc\ub4e4\uc5b4\uc9c0\uc9c0 \uc54a\ub294\ub2e4. \uafb8\uc900\ud55c \ub178\ub825\uacfc \ud604\uba85\ud55c \ud22c\uc790\uac00 \ud544\uc694\ud558\ub2e4.” – \uc6cc\ub80c \ubc84\ud54f
    \u201cWealth is not built overnight. It requires consistent effort and smart investment.\u201d – Warren Buffett<\/p><\/blockquote>\n\n

    \ud569\ub9ac\uc801\uc778 \uc18c\ube44 \uc2b5\uad00 \ud615\uc131 \ubc0f \uc608\uc0b0 \uad00\ub9ac<\/b>
    \n \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud574\uc11c\ub294 \uc18c\ube44 \uc2b5\uad00<\/b>\uc744 \uac1c\uc120\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \ud569\ub9ac\uc801\uc778 \uc18c\ube44\ub97c \uc704\ud574 \uc608\uc0b0\uc744 \uacc4\ud68d\uc801\uc73c\ub85c \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4. \uac00\uacc4\ubd80 \uc791\uc131\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uace0, \uace0\uc815 \uc9c0\ucd9c\uacfc \ubcc0\ub3d9 \uc9c0\ucd9c\uc744 \uad6c\ubd84\ud558\uc5ec \uad00\ub9ac\ud558\uba74 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \ub610\ud55c, \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud55c \uc800\ucd95 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0, \ub9e4\ub2ec \uc77c\uc815 \uae08\uc561\uc744 \uc800\ucd95\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc18c\uc561\uc774\ub77c\ub3c4 \uafb8\uc900\ud788 \uc800\ucd95\ud558\uba74 \uc7a5\uae30\uc801\uc73c\ub85c \ud070 \uc790\uc0b0\uc744 \ud615\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
    \n <\/h3>\n

    \n

    “\ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc811\uadfc\ud574\uc57c \ud55c\ub2e4. \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \ub9d0\uc544\uc57c \ud55c\ub2e4.” – \ubca4\uc800\ubbfc \uadf8\ub808\uc774\uc5c4
    \u201cInvestment should be approached from a long-term perspective. Don’t be swayed by short-term fluctuations.\u201d – Benjamin Graham<\/p><\/blockquote>\n\n

    \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \uc801\uc808\ud55c \ubc30\ubd84<\/b>
    \n\ud22c\uc790<\/b>\ub294 \uc704\ud5d8\uc744 \uac10\uc218\ud574\uc57c \ud558\ub294 \ubd80\ubd84\uc774\uc9c0\ub9cc, \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc744 \uace0\ub824\ud558\uc5ec \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc744 \uc801\uc808\ud788 \ubc30\ubd84\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\uae08, \ucc44\uad8c\uacfc \uac19\uc740 \uc548\uc804\uc790\uc0b0\uc740 \uc790\ubcf8\uc758 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\uace0, \uc8fc\uc2dd, \ud380\ub4dc\uc640 \uac19\uc740 \uc704\ud5d8\uc790\uc0b0\uc740 \uc7a5\uae30\uc801\uc778 \uc218\uc775\ub960 \ud5a5\uc0c1\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uae30\uac04<\/b>\uc744 \uace0\ub824\ud558\uc5ec \uc704\ud5d8-\uc218\uc775 \ube44\uc728\uc744 \uc870\uc808\ud574\uc57c \ud569\ub2c8\ub2e4. \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uafb8\uc900\ud55c \uc790\uae30\uacc4\ubc1c<\/b>\uc744 \ud1b5\ud574 \ud22c\uc790\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uacfc \uc774\ud574\ub3c4\ub97c \ub192\uc774\ub294 \uac83\uc744 \uac8c\uc744\ub9ac\ud574\uc11c\ub294 \uc548\ub429\ub2c8\ub2e4.
    \n <\/h3>\n

    \n

    “\uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \uc7a5\uae30\uc801\uc778 \uacc4\ud68d\uacfc \uafb8\uc900\ud55c \ub178\ub825\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4\ub2e4.” – (\uc775\uba85)
    “Sustainable wealth management is achieved through long-term planning and consistent effort.” – (Anonymous)<\/p><\/blockquote>\n\n

    \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc774\ud574 \ubc0f \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5<\/b>
    \n \uc8fc\uc2dd, \ud380\ub4dc, \ubd80\ub3d9\uc0b0, \ud639\uc740 \uae08\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud574 \uc774\ud574\ud558\uace0, \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5<\/b>\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud55c \uac00\uc9c0 \uc0c1\ud488\uc5d0\ub9cc \uc9d1\uc911 \ud22c\uc790\ud558\ub294 \uac83\uc740 \uc704\ud5d8 \uad00\ub9ac \uce21\uba74\uc5d0\uc11c \uc88b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \uc774\uc6a9\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud568\uc73c\ub85c\uc368 \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\uace0, \uc7a5\uae30\uc801\uc778 \uc131\uc7a5<\/b>\uc744 \ub3c4\ubaa8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \ud544\uc694\ud558\ub2e4\uba74 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uace0\ub824\ud574\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.
    \n <\/h3>\n

    \n

    “\uc808\uc57d\uc740 \ubd80\uc758 \uae30\ucd08\uc774\ub2e4. \uc9c0\ucd9c\uc744 \uc904\uc774\uace0 \uc800\ucd95\uc744 \ub298\ub824\uc57c \ud55c\ub2e4.” – \ubca4\uc790\ubbfc \ud504\ub7ad\ud074\ub9b0
    “Saving is the foundation of wealth. Reduce your expenses and increase your savings.” – Benjamin Franklin<\/p><\/blockquote>\n\n

    \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub97c \uc704\ud55c \uafb8\uc900\ud55c \ub178\ub825<\/b>
    \n \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \ub2e8\uae30\uac04\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uafb8\uc900\ud55c \ub178\ub825<\/b>\uacfc \uc7a5\uae30\uc801\uc778 \uacc4\ud68d<\/b>\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ud22c\uc790 \uc804\ub7b5\uc744 \uc870\uc815\ud558\uace0, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc744 \uc8fc\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uc5ec \ud544\uc694\ud55c \uc218\uc815\uc744 \uac00\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uafb8\uc900\ud55c \ud559\uc2b5<\/b>\uc744 \ud1b5\ud574 \uc7ac\ud14c\ud06c\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uc0c1\ud488\uc774\ub098 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc5d0 \ub300\ud574 \ubc30\uc6b0\uace0, \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ubc29\ubc95\uc744 \ucc3e\uc544\uac00\ub294 \uacfc\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n

      \n
    • \uc7a5\uae30 \ud22c\uc790<\/b><\/li>\n
    • \uc704\ud5d8 \uad00\ub9ac<\/b><\/li>\n
    • \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5<\/b><\/li>\n<\/ul>\n<\/h3>\n<\/div>\n

      \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95<\/p>\n

      \n

      \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\uc758 \ud575\uc2ec \uc6d0\uce59<\/h2>\n

      1, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uacfc \ubd84\uc0b0 \ud22c\uc790<\/h3>\n
        \n
      1. \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \ubc14\ud0d5\uc73c\ub85c \uc774\ub8e8\uc5b4\uc838\uc57c \ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n
      2. \ubd84\uc0b0 \ud22c\uc790<\/b>\ub294 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\uc5ec \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ub530\ub978 \uc190\uc2e4\uc744 \ucd5c\uc18c\ud654\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
      3. \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc744 \uace0\ub824\ud558\uc5ec \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/li>\n<\/ol>\n
        \n

        \uc8fc\uc2dd \ud22c\uc790\uc758 \uc7a5\ub2e8\uc810<\/h4>\n

        \uc8fc\uc2dd \ud22c\uc790\ub294 \ub192\uc740 \uc218\uc775\ub960<\/b>\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc, \ub3d9\uc2dc\uc5d0 \ub192\uc740 \uc704\ud5d8<\/b>\uc744 \uac10\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uac00\uaca9 \ubcc0\ub3d9\uc774 \uc2ec\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud22c\uc790 \uc804 \ucda9\ubd84\ud55c \uc870\uc0ac\uc640 \ubd84\uc11d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc811\uadfc\ud558\uace0, \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

        \uc8fc\uc2dd \ud22c\uc790\ub294 \uafb8\uc900\ud55c \uc131\uc7a5<\/b>\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uae30\uc5c5\uc758 \uc7ac\ubb34 \uc0c1\ud0dc, \uc131\uc7a5 \uac00\ub2a5\uc131, \uacbd\uc7c1\ub825 \ub4f1\uc744 \uaf3c\uaf3c\ud788 \ud655\uc778\ud558\uc5ec \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

        \n

        \ubd80\ub3d9\uc0b0 \ud22c\uc790\uc758 \uc7a5\ub2e8\uc810<\/h4>\n

        \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \uc548\uc815\uc801\uc778 \uc218\uc775<\/b>\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc790\uae08\uc758 \uc720\ub3d9\uc131\uc774 \ub0ae\ub2e4<\/b>\ub294 \ub2e8\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0 \uac00\uaca9\uc740 \uc9c0\uc5ed, \uc2dc\uc7a5 \uc0c1\ud669 \ub4f1 \ub2e4\uc591\ud55c \uc694\uc778\uc5d0 \ub530\ub77c \uc601\ud5a5\uc744 \ubc1b\uc73c\ubbc0\ub85c, \ud22c\uc790 \uc804 \uc2e0\uc911\ud55c \uac80\ud1a0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\ub97c \uc704\ud574 \ub2e4\uc591\ud55c \ubd80\ub3d9\uc0b0 \ud22c\uc790 \uc0c1\ud488\uc744 \uace0\ub824\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

        \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790<\/b>\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \uc801\uc808\ud55c \uc784\ub300 \uad00\ub9ac<\/b>\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

        2, \uc7ac\uc815 \uacc4\ud68d\uacfc \uc608\uc0b0 \uad00\ub9ac<\/h3>\n
          \n
        1. \uc7ac\uc815 \uacc4\ud68d<\/b>\uc740 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\uc758 \uae30\ubcf8\uc785\ub2c8\ub2e4. \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\uace0, \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uc5ec \uccb4\uacc4\uc801\uc73c\ub85c \uc790\uae08\uc744 \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
        2. \uc608\uc0b0\uc744 \uacc4\ud68d\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uac83\uc740 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0 \uc800\ucd95\uc744 \ub298\ub9ac\ub294 \ub370 \ub3c4\uc6c0<\/b>\uc774 \ub429\ub2c8\ub2e4. \uc608\uc0b0 \uad00\ub9ac \uc571\uc774\ub098 \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8\ub97c \ud65c\uc6a9\ud558\uc5ec \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
        3. \uae34\uae09 \uc790\uae08<\/b>\uc744 \ub9c8\ub828\ud558\uace0, \ubbf8\ub798\ub97c \uc704\ud55c \uc800\ucd95<\/b>\uc744 \uafb8\uc900\ud788 \ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\uc0c1\uce58 \ubabb\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud558\uc5ec \uc548\uc804\uc7a5\uce58\ub97c \ub9c8\ub828\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n
          \n

          \uc608\uc0b0 \uad00\ub9ac \ud301<\/h4>\n

          50\/30\/20 \uaddc\uce59<\/b>\uc744 \ud65c\uc6a9\ud558\uc5ec \uc608\uc0b0\uc744 \uacc4\ud68d\ud574 \ubcf4\uc138\uc694. \uc218\uc785\uc758 50%\ub294 \uc0dd\ud65c\ube44, 30%\ub294 \uc5ec\uac00\ube44, 20%\ub294 \uc800\ucd95 \ubc0f \ud22c\uc790\uc5d0 \uc0ac\uc6a9\ud558\ub294 \uacc4\ud68d\uc785\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\uac8c \ube44\uc728\uc744 \uc870\uc815\ud558\uc5ec \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

          \uac00\uacc4\ubd80 \uc791\uc131<\/b>\uc744 \ud1b5\ud574 \uc9c0\ucd9c \ub0b4\uc5ed\uc744 \ud30c\uc545\ud558\uace0 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\ub3c4\ub85d \ub178\ub825\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc791\uc740 \uc9c0\ucd9c\uc774\ub77c\ub3c4 \uafb8\uc900\ud788 \uad00\ub9ac\ud558\uba74 \ud070 \ud6a8\uacfc\ub97c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n<\/div>\n

          \n

          \uc800\ucd95 \ubc0f \ud22c\uc790 \uacc4\ud68d<\/h4>\n

          \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0, \uc7a5\uae30\uc801\uc778 \uc800\ucd95 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc8fc\ud0dd \uad6c\ub9e4, \uc790\ub140 \uad50\uc721, \uc740\ud1f4 \uc900\ube44 \ub4f1 \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0, \uc774\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uacc4\ud68d\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n

          \uc800\ucd95\uacfc \ud22c\uc790\ub294 \uade0\ud615<\/b>\uc744 \uc774\ub8e8\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc744 \uc801\uc808\ud788 \ubc30\ubd84\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uace0 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \ud3ec\ud2b8\ud3f4\ub9ac\uc624<\/b>\ub97c \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

          3, \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5\uacfc \uc790\uae30 \uacc4\ubc1c<\/h3>\n
            \n
          1. \uc7ac\ud14c\ud06c\ub294 \ub04a\uc784\uc5c6\ub294 \ud559\uc2b5<\/b>\uc774 \ud544\uc694\ud55c \ubd84\uc57c\uc785\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uae08\uc735 \uc0c1\ud488, \ud22c\uc790 \uc804\ub7b5 \ub4f1\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ubc30\uc6b0\uace0 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
          2. \uc7ac\ud14c\ud06c \uad00\ub828 \ucc45<\/b>\uc744 \uc77d\uac70\ub098, \uc138\ubbf8\ub098<\/b>\uc5d0 \ucc38\uc11d\ud558\uc5ec \uc804\ubb38\uac00\uc758 \uc758\uacac\uc744 \ub4e3\ub294 \uac83\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \uac15\uc758\ub098 \uc720\ud29c\ube0c \ucc44\ub110\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. <\/li>\n
          3. \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uc804\ub7b5<\/b>\uc744 \uc218\ub9bd\ud558\uace0, \uc815\uae30\uc801\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uac80\ud1a0<\/b>\ud558\uba70 \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\ub97c \ucca0\uc800\ud788 \ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n
            \n

            \uc7ac\ud14c\ud06c \uc815\ubcf4 \uc2b5\ub4dd \ucc44\ub110<\/h4>\n

            \ub2e4\uc591\ud55c \uc7ac\ud14c\ud06c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \uc6f9\uc0ac\uc774\ud2b8, \uc571, \uc720\ud29c\ube0c \ucc44\ub110<\/b>\ub4f1\uc744 \ud65c\uc6a9\ud558\uc5ec \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubcf4\uc758 \uc2e0\ub8b0\uc131\uc744 \ud655\uc778\ud558\uace0, \uac1d\uad00\uc801\uc778 \uc2dc\uac01<\/b>\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/p>\n

            \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc7ac\ubb34 \uc124\uacc4\uc0ac<\/b>\uc640 \uc0c1\ub2f4\ud558\uc5ec \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0, \ud22c\uc790 \uc804\ub7b5\uc5d0 \ub300\ud55c \uc870\uc5b8\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

            \n

            \uc8fc\uc758\uc0ac\ud56d<\/h4>\n

            \uacfc\ub3c4\ud55c \ud22c\uc790<\/b>\ub294 \uc704\ud5d8\ud558\uba70, \uc790\uc2e0\uc758 \ud22c\uc790 \ub2a5\ub825<\/b>\uc744 \ub118\uc5b4\uc11c\ub294 \ud22c\uc790\ub294 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc190\uc2e4 \uac00\ub2a5\uc131<\/b>\uc744 \ud56d\uc0c1 \uc5fc\ub450\uc5d0 \ub450\uace0, \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\ub97c \ucca0\uc800\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

            \uc720\ud589\ud558\ub294 \ud22c\uc790<\/b>\uc5d0 \ud729\uc4f8\ub9ac\uc9c0 \ub9d0\uace0, \uc790\uc2e0\uc758 \ud22c\uc790 \uc6d0\uce59<\/b>\uc744 \uac00\uc9c0\uace0 \uc7a5\uae30\uc801\uc778 \uc548\ubaa9<\/b>\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc8fc\ubcc0 \uc0ac\ub78c\ub4e4\uc758 \uc758\uacac\uc5d0 \uc27d\uac8c \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uc790\uc2e0\uc758 \ud310\ub2e8\uc5d0 \ub530\ub77c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/p>\n<\/div>\n<\/div>\n

            \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95<\/p>\n

            \n

            \ud604\uba85\ud55c \uc18c\ube44 \uc2b5\uad00\uc73c\ub85c \uc7ac\ud14c\ud06c \uc131\uacf5\ud558\uae30<\/h2>\n
            \n

            \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790, \ub098\ub9cc\uc758 \uc804\ub7b5 \uc138\uc6b0\uae30<\/h3>\n

            \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 \uc218\uc775\ub960 \uadf9\ub300\ud654<\/b>\ub97c \ub3d9\uc2dc\uc5d0 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5<\/b>\uacfc \uc7ac\uc815 \uc0c1\ud669<\/b>\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0, \ubaa9\ud45c \uc218\uc775\ub960\uacfc \uc704\ud5d8 \uc218\uc6a9 \ub2a5\ub825\uc5d0 \ub9de\ub294 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4.
            \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ubc14\ud0d5\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\uace0, \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80\uc744 \ud1b5\ud574 \ud6a8\uc728\uc131\uc744 \ub192\uc5ec\uc57c \ud569\ub2c8\ub2e4.
            \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uafb8\uc900\ud788 \uc2e4\ud589\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n

            “\uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uacfc \uc2dc\uc7a5 \ubd84\uc11d\uc744 \ud1b5\ud574 \ud22c\uc790 \uc804\ub7b5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ud558\uace0, \uc790\uc2e0\ub9cc\uc758 \ud22c\uc790 \uc6d0\uce59\uc744 \ud655\ub9bd\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \uae30\ubcf8\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

            \n

            \uc7a5\uae30\uc801\uc778 \uc7ac\ud14c\ud06c, \uc548\uc815\uc801\uc778 \uc218\uc775 \ud655\ubcf4<\/h3>\n

            \uc7a5\uae30\uc801\uc778 \uc7ac\ud14c\ud06c\ub294 \ubcf5\ub9ac \ud6a8\uacfc<\/b>\ub97c \uadf9\ub300\ud654\ud558\uc5ec \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud558\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc9c0\uc18d\ud574\uc57c \uc7a5\uae30\uc801\uc778 \uc131\uc7a5<\/b>\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
            \ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0, \uafb8\uc900\ud55c \uc790\uc0b0 \uc99d\uc2dd\uc744 \uc704\ud55c \uc7ac\ud22c\uc790<\/b> \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0, \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud574 \uafb8\uc900\ud788 \ub178\ub825\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

            “\uc7a5\uae30\uc801\uc778 \ud22c\uc790\ub294 \uc778\ub0b4\uc2ec\uacfc \ub048\uae30\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc190\uc2e4\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \ub9d0\uace0, \uc7a5\uae30\uc801\uc778 \uc131\uc7a5\uc5d0 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

            \n

            \uc7ac\ud14c\ud06c, \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud5a5\ud55c \uccab\uac78\uc74c<\/h3>\n

            \uc7ac\ud14c\ud06c\ub294 \ub2e8\uc21c\ud55c \ub3c8 \uad00\ub9ac\ub97c \ub118\uc5b4 \uacbd\uc81c\uc801 \uc790\uc720<\/b>\ub97c \ud5a5\ud55c \uccab\uac78\uc74c\uc785\ub2c8\ub2e4. \ub098\ub9cc\uc758 \uc7ac\uc815 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0, \uadf8 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uacc4\ud68d\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.
            \uc18c\ub4dd\uc758 \uc77c\uc815 \ubd80\ubd84\uc744 \uc800\ucd95<\/b>\ud558\uace0 \ud22c\uc790<\/b>\ud558\uc5ec \uc790\uc0b0\uc744 \ub298\ub9ac\uace0, \uc18c\ube44 \uc2b5\uad00<\/b>\uc744 \uac1c\uc120\ud558\uc5ec \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc5ec\uc57c \ud569\ub2c8\ub2e4. \uc7ac\ud14c\ud06c\ub97c \ud1b5\ud574 \uacbd\uc81c\uc801 \uc548\uc815\uc744 \ud655\ubcf4\ud558\uace0, \ubbf8\ub798\ub97c \uc704\ud55c \uc790\uc0b0 \ud615\uc131<\/b>\uc744 \uc2dc\uc791\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

            “\uacbd\uc81c\uc801 \uc790\uc720\ub294 \ub2e8\uae30\uac04\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \ub178\ub825\uacfc \uc7a5\uae30\uc801\uc778 \uacc4\ud68d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

            \n

            \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\uc758 \ud575\uc2ec \uc6d0\uce59<\/h3>\n

            \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\uc758 \ud575\uc2ec\uc740 \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc785\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uc218\uc6a9 \ub2a5\ub825\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.
            \ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \ubd84\uc0b0\uc2dc\ud0a4\uace0, \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80\uc744 \ud1b5\ud574 \ud22c\uc790 \uc804\ub7b5\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud55c \ud22c\uc790<\/b>\ub97c \uc9c0\uc18d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.
            \ub610\ud55c, \uc7ac\uc815 \uad50\uc721<\/b>\uc744 \ud1b5\ud574 \uc7ac\ud14c\ud06c\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\ub97c \ub192\uc774\uace0, \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

            “\uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubc84\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ud604\uba85\ud558\uac8c \ub3c8\uc744 \uad00\ub9ac\ud558\uace0 \ubbf8\ub798\ub97c \uc124\uacc4\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

            \n

            \ud604\uba85\ud55c \uc18c\ube44 \uc2b5\uad00\uc73c\ub85c \uc7ac\ud14c\ud06c \uc131\uacf5\ud558\uae30<\/h3>\n

            \ud604\uba85\ud55c \uc18c\ube44 \uc2b5\uad00\uc740 \uc7ac\ud14c\ud06c \uc131\uacf5\uc758 \ud575\uc2ec \uc694\uc18c<\/b>\uc785\ub2c8\ub2e4. \ubd88\ud544\uc694\ud55c \uc18c\ube44\ub97c \uc904\uc774\uace0, \ud569\ub9ac\uc801\uc778 \uc18c\ube44\ub97c \ud1b5\ud574 \uc800\ucd95<\/b>\uc744 \ub298\ub824\uc57c \ud569\ub2c8\ub2e4.
            \uc608\uc0b0 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0, \uc9c0\ucd9c \ub0b4\uc5ed\uc744 \uae30\ub85d\ud558\uc5ec \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uace0, \ubaa9\ud45c \uc18c\ube44<\/b>\ub97c \uc124\uc815\ud558\uc5ec \uacc4\ud68d\uc801\uc778 \uc18c\ube44 \uc2b5\uad00\uc744 \uae38\ub7ec\uc57c \ud569\ub2c8\ub2e4.
            \ub610\ud55c, \uac00\uacc4\ubd80<\/b>\ub97c \uc791\uc131\ud558\uc5ec \uc18c\ube44 \ub0b4\uc5ed\uc744 \ud30c\uc545\ud558\uace0, \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\ub294 \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c \uc131\uacf5\uc801\uc778 \uc7ac\ud14c\ud06c\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
            \ucda9\ub3d9\uc801\uc778 \uc18c\ube44<\/b>\ub97c \uc904\uc774\uace0, \ud569\ub9ac\uc801\uc778 \uc18c\ube44<\/b>\ub97c \ud1b5\ud574 \uc7ac\ud14c\ud06c \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ub178\ub825\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

            “\uc18c\ube44 \uc2b5\uad00\uc744 \ubc14\uafb8\ub294 \ub178\ub825\uc740 \uc7ac\ud14c\ud06c \uc131\uacf5\uc758 \uac00\uc7a5 \uc911\uc694\ud55c \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n<\/div>\n

            \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95<\/p>\n

            \n

            \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub85c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ubc95 \uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 TOP 5<\/h2>\n
            \n

            \uc9c8\ubb38. \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub780 \ubb34\uc5c7\uc774\uba70, \uc65c \uc911\uc694\ud55c\uac00\uc694?<\/h3>\n

            \ub2f5\ubcc0. \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubc84\ub294 \uac83 \uc774\uc0c1\uc73c\ub85c, \ud658\uacbd<\/b>\uacfc \uc0ac\ud68c\uc801 \ucc45\uc784<\/b>\uc744 \uace0\ub824\ud558\uba70 \uc7a5\uae30\uc801\uc778 \ubd80\ub97c \ucc3d\ucd9c\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\ub9cc\uc744 \ucd94\uad6c\ud558\ub294 \ud22c\uc790\ub294 \ud658\uacbd \ud30c\uad34\ub098 \uc0ac\ud68c\uc801 \ubd88\ud3c9\ub4f1\uc744 \uc57c\uae30\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \uc724\ub9ac\uc801\uc778 \ud22c\uc790\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5<\/b>\uacfc \uae0d\uc815\uc801\uc778 \uc0ac\ud68c\uc801 \uc601\ud5a5<\/b>\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud569\ub2c8\ub2e4. \uc774\ub294 \ubbf8\ub798 \uc138\ub300\ub97c \uc704\ud55c \ucc45\uc784\uac10 \uc788\ub294 \uc790\uc0b0 \uad00\ub9ac\uc758 \uc911\uc694\ud55c \ubd80\ubd84\uc785\ub2c8\ub2e4.
            \ud658\uacbd \ubcf4\ud638<\/b>\uc640 \uc0ac\ud68c\uc801 \uacf5\ud5cc<\/b>\uc5d0 \uae30\uc5ec\ud558\ub294 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud568\uc73c\ub85c\uc368, \uacbd\uc81c\uc801 \uc774\uc775\uacfc \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \ub3d9\uc2dc\uc5d0 \ucc3d\ucd9c\ud558\ub294 \uac83\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

            \n

            \uc9c8\ubb38. \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub97c \uc2dc\uc791\ud558\uae30 \uc704\ud55c \uccab\uac78\uc74c\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n

            \ub2f5\ubcc0. \uccab\uac78\uc74c\uc740 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669<\/b>\uc744 \ud30c\uc545\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ud604\uc7ac \uc18c\ub4dd\uacfc \uc9c0\ucd9c\uc744 \ubd84\uc11d\ud558\uace0, \ubaa9\ud45c \uc790\uc0b0 \uaddc\ubaa8\uc640 \ud22c\uc790 \uae30\uac04\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \ub9ac\uc2a4\ud06c \ud5c8\uc6a9 \uc218\uc900<\/b>\uc744 \uacb0\uc815\ud558\uace0, \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.
            \ub610\ud55c, \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\uc640 \uad00\ub828\ub41c \uc815\ubcf4\ub97c \uc5bb\uae30 \uc704\ud574 ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870)<\/b> \uad00\ub828 \uc790\ub8cc\ub97c \ucc3e\uc544\ubcf4\uace0, \uad00\uc2ec \uc788\ub294 \ubd84\uc57c\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc218\uc9d1\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uace0, \uc790\uc2e0\uc758 \uac00\uce58\uad00\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

            \n

            \uc9c8\ubb38. \uc5b4\ub5a4 \uc885\ub958\uc758 \ud22c\uc790 \uc0c1\ud488\uc774 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\uc5d0 \uc801\ud569\ud55c\uac00\uc694?<\/h3>\n

            \ub2f5\ubcc0. ESG \ud22c\uc790 \ud380\ub4dc<\/b>, \uc9c0\uc18d \uac00\ub2a5 \ucc44\uad8c<\/b>, \uc784\ud329\ud2b8 \ud22c\uc790<\/b> \ub4f1\uc774 \ub300\ud45c\uc801\uc778 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c \uc0c1\ud488\uc785\ub2c8\ub2e4. ESG \ud22c\uc790 \ud380\ub4dc\ub294 \ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870\ub97c \uace0\ub824\ud558\uc5ec \uae30\uc5c5\uc744 \ud3c9\uac00\ud558\uace0 \ud22c\uc790\ud558\uba70, \uc9c0\uc18d \uac00\ub2a5 \ucc44\uad8c\uc740 \uce5c\ud658\uacbd \ud504\ub85c\uc81d\ud2b8\ub098 \uc0ac\ud68c\uc801 \uc0ac\uc5c5\uc5d0 \uc790\uae08\uc744 \uc870\ub2ec\ud558\ub294 \ucc44\uad8c\uc785\ub2c8\ub2e4.
            \uc784\ud329\ud2b8 \ud22c\uc790\ub294 \uc0ac\ud68c\uc801 \ub610\ub294 \ud658\uacbd\uc801 \ubb38\uc81c \ud574\uacb0\uc5d0 \uae30\uc5ec\ud558\ub294 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\uc5ec \uacbd\uc81c\uc801 \uc218\uc775\uacfc \uc0ac\ud68c\uc801 \uc601\ud5a5\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud558\ub294 \ud22c\uc790 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub530\ub77c \uc801\uc808\ud55c \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

            \n

            \uc9c8\ubb38. \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\ub294 \uc77c\ubc18\uc801\uc778 \uc7ac\ud14c\ud06c\ubcf4\ub2e4 \uc218\uc775\ub960\uc774 \ub0ae\uc740\uac00\uc694?<\/h3>\n

            \ub2f5\ubcc0. \uaf2d \uadf8\ub807\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uacfc\uac70\uc5d0\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\uac00 \uc218\uc775\ub960\uc774 \ub0ae\ub2e4\ub294 \uc778\uc2dd\uc774 \uc788\uc5c8\uc9c0\ub9cc, \ucd5c\uadfc\uc5d0\ub294 ESG \uacbd\uc601<\/b>\uc774 \uae30\uc5c5 \uac00\uce58\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uac83\uc73c\ub85c \uc778\uc2dd\ub418\uba74\uc11c, \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\uc758 \uc218\uc775\ub960\uc774 \uc77c\ubc18\uc801\uc778 \ud22c\uc790\uc640 \ube44\uc2b7\ud558\uac70\ub098 \ub354 \ub192\uc740 \uacbd\uc6b0\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4.
            \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790\ub294 ESG \uc694\uc18c<\/b>\ub97c \uace0\ub824\ud558\uc5ec \uae30\uc5c5\uc758 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uace0 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\ub960\uc5d0 \ub9e4\ub2ec\ub9ac\uae30\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

            \n

            \uc9c8\ubb38. \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c \uc815\ubcf4\ub294 \uc5b4\ub514\uc11c \uc5bb\uc744 \uc218 \uc788\ub098\uc694?<\/h3>\n

            \ub2f5\ubcc0. \ub2e4\uc591\ud55c \uacbd\ub85c\ub97c \ud1b5\ud574 \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. ESG \uad00\ub828 \ubcf4\uace0\uc11c<\/b>\ub098 \ud22c\uc790 \ubd84\uc11d \uc790\ub8cc<\/b>\ub97c \ucc38\uace0\ud560 \uc218 \uc788\uc73c\uba70, \uae08\uc735\uae30\uad00\uc758 \uc6f9\uc0ac\uc774\ud2b8\ub098 ESG \uc804\ubb38\uac00<\/b>\uc758 \uc758\uacac\uc744 \ucc38\uace0\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.
            \ub610\ud55c, \uad00\ub828 \uc11c\uc801\uc774\ub098 \uc138\ubbf8\ub098, \uc628\ub77c\uc778 \uad50\uc721<\/b> \ub4f1\uc744 \ud1b5\ud574 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc7ac\ud14c\ud06c\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc744 \uc2b5\ub4dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud558\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n